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5 Year Fixed Mortgage Rates
I am…
Buying a home
Refinancing my home
Renewing my mortgage
I am located in…
Purchase Price
$
Mortgage Value
The amount you want to borrow or the dollar ($$) value of your mortgage. If you're buying a home this will be your property value less your down payment.
$
Mortgage Type
With a
fixed mortgage rate
your rate is locked in and guaranteed to stay the same over the term of your mortgage, while with a
variable mortgage rate
your rate changes with prime.
Variable
Fixed
Down Payment
The difference between the property’s purchase price and the amount financed through a mortgage.
%
or
$
Mortgage Term
The mortgage term is the length of time you’d like to secure this specific rate. The most popular mortgage term is
5 years
.
6 Month
1 Year
2 Year
3 Year
4 Year
5 Year
6 Year
7 Year
8 Year
9 Year
10 Year
15 Year
25 Year
Amortization
The amount of time it will take you to pay off your mortgage in full.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Payment Type
How frequently you want to make your mortgage payments.
Tip:
Switching to bi-weekly accelerated payments can save you thousands in the long run.
Monthly
Bi Weekly
Weekly
Bi Weekly (accelerated)
Weekly (accelerated)
Rate Type
Chances are a
closed mortgage rate
will likely suit your needs – unless you’re planning on paying off your entire mortgage before the end of your term.
An
open mortgage rate
offers you the option to break your mortgage early – but at the cost of a higher rate. If you think you’ll need to break your mortgage early, or anticipating a high influx of cash to pay off your mortgage (lottery winnings included), an open mortgage rate will save you from paying hefty fees.
Open
Closed
Rate Hold
The length of time that a lender will guarantee a rate once you get a pre-approval. If you’re shopping for a home, with a rate hold you don’t need to rush your new home purchase just because you’re afraid rates are going up.
None
30 Days
60 Days
90 Days
120 Days
180 Days
360 Days
Update Results
Advanced Search
5 Year Fixed Mortgage Rates
Rate
Offered By
Payment
Rate Hold
Sponsored
3.19
%
$1,377
Monthly
20 Dec
90 days
Learn More
2.83
%
$1,324
Monthly
19 Jan
120 days
Learn More
2.84
%
$1,325
Monthly
20 Dec
90 days
Learn More
2.89
%
$1,333
Monthly
20 Dec
90 days
Learn More
2.94
%
$1,340
Monthly
5 Nov
45 days
Learn More
3.09
%
$1,362
Monthly
19 Jan
120 days
Learn More
4.54
%
$1,584
Monthly
19 Jan
120 days
Learn More
4.79
%
$1,624
Monthly
20 Dec
90 days
Learn More
4.79
%
$1,624
Monthly
20 Dec
90 days
Learn More
4.84
%
$1,632
Monthly
19 Jan
120 days
Learn More
4.84
%
$1,632
Monthly
20 Dec
90 days
Learn More
4.84
%
$1,632
Monthly
20 Dec
90 days
Learn More
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