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The Best 6 year Fixed Closed Mortgage Rates

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President's Choice Financial
RBC Royal Bank
TD Canada Trust
BMO Bank of Montreal
True North

To get started, tell us a bit about your location and borrowing needs - and we'll do the rest! Your personalized results will include the best rates from lenders and mortgage brokers, right in your region. Simply pick a product you like, and we'll put you in touch for more info by email, website or phone - no obligation or purchase required.

What is a mortgage broker - and why would I work with one instead of a bank?

Think of a mortgage broker as your personal mortgage shopper - they've got access to a number of rates offered by multiple lenders, and do the legwork to connect you with your best match. Brokers work with your unique financial institution, and will help negotiate the best rate on your behalf - best of all, their services are absolutely free!

An Extra Year of Rate Assurance

Canadians tend to gravitate towards stability and growth. The five-year fixed mortgage is the most popular mortgage in Canada. A fixed mortgage rate will not change during the course of those five years, and when they're up you're free to shop for a new rate. However if the standard five years doesn't suit your timetable, there's nothing wrong with holding on to your rate for an extra year.

More Options Than Just Banks

Banks and large lenders are excellent at having a full suite of fixed rates from one to ten years, but for the best comparisons, think in fives. Mortgage Brokers can offer rates from multiple lenders, often much lower than the Big Five. However they tend to compete with more traditional rate terms such as two, five and ten.

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