The Best 4 Year Fixed Closed Mortgage Rates
The Best Mortgage Rates in Ontario
4 YearFixed Closed View All
|2.39% View Details »||2.67% View Details »||2.74% View Details »|
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by Sean Cooper
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The Security and Stability of a Fixed Closed Rate
When you have a fixed closed mortgage, your mortgage rate and the conditions of your mortgage will not change. Most Canadians prefer a fixed closed mortgage because it is dependable and predictable. Those looking to capitalize on the market or explore other payment options should explore variable or open options.
A Unique Rate for Mortgage Breakers
Canadians tend to refinance their mortgages every 3.5 years, making a four-year rate a unique proposition for those who expect to break their mortgage, but don't want to pay a large penalty. To determine the cost of breaking your mortgage, use our penalty calculator.
More Lenders = More Rates
While most Canadians prefer the standard five year fixed closed mortgage rates, these four year rates are an example of the wide variety of mortgage options. That's why RateSupermarket.ca compares the entire market, drawing rates from banks, mortgage brokers, credit unions and specialty lenders to find you the best rate.