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The Best 3 Year Closed Fixed Mortgage Rates in Canada

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Ready to find your best mortgage rate?

CIBC
President's Choice Financial
RBC Royal Bank
Scotiabank
Tangerine
TD Canada Trust
BMO Bank of Montreal
True North

To get started, tell us a bit about your location and borrowing needs - and we'll do the rest! Your personalized results will include the best rates from lenders and mortgage brokers, right in your region. Simply pick a product you like, and we'll put you in touch for more info by email, website or phone - no obligation or purchase required.

What is a mortgage broker - and why would I work with one instead of a bank?

Think of a mortgage broker as your personal mortgage shopper - they've got access to a number of rates offered by multiple lenders, and do the legwork to connect you with your best match. Brokers work with your unique financial institution, and will help negotiate the best rate on your behalf - best of all, their services are absolutely free!

The Short Term Rate Advantage

Having a short term mortgage helps you stay on top of the market.  Those looking for a 3 year mortgage term may be hoping that rates will drop within that time.

How About Something a Bit More Conventional?

The Five Year Fixed Rate is considered the most popular mortgage option in Canada, especially for first time home buyers.  You may find more options in this category.

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