The Best 1 Year Fixed Closed Mortgage Rates in Canada
The Best Mortgage Rates in Ontario
|1 Year Fixed Closed View All »||2.99% TD Canada Trust||1.98% True North Mortgage||2.19% Mortgage Ingenuity|
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What is a mortgage broker - and why would I work with one instead of a bank?
Think of a mortgage broker as your personal mortgage shopper - they've got access to a number of rates offered by multiple lenders, and do the legwork to connect you with your best match. Brokers work with your unique financial institution, and will help negotiate the best rate on your behalf - best of all, their services are absolutely free!
A Very Short Term Fixed Rate
A one year term is very brief for a mortgage rate, especially a fixed rate. Generally people looking for this rate have very specific intentions in mind. For example, you may be in a "transition" home that you don't intend to stay in, or you are almost finished paying off your mortgage and want to take advantage of a special offer.