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10 Year Fixed Closed Mortgage Rates

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Ready to find your best mortgage rate?

CIBC
President's Choice Financial
RBC Royal Bank
Scotiabank
Tangerine
TD Canada Trust
BMO Bank of Montreal
True North

To get started, tell us a bit about your location and borrowing needs - and we'll do the rest! Your personalized results will include the best rates from lenders and mortgage brokers, right in your region. Simply pick a product you like, and we'll put you in touch for more info by email, website or phone - no obligation or purchase required.

What is a mortgage broker - and why would I work with one instead of a bank?

Think of a mortgage broker as your personal mortgage shopper - they've got access to a number of rates offered by multiple lenders, and do the legwork to connect you with your best match. Brokers work with your unique financial institution, and will help negotiate the best rate on your behalf - best of all, their services are absolutely free!

A Stress Free Mortgage

If you settle on one of these mortgage rates, you will pay at the same rate and honour the same conditions for 10 years. It's the ultimate protection against the constant shifting of the housing market and the rise and fall of mortgage rates.

But Don't Lock Yourself In Just Yet ...

While the prospect of not having to worry is tempting, you may end up paying a lot of money for your peace of mind. Canadians shopping for fixed rates generally prefer the more popular five year options, which generally offer lower rates and a reasonably long commitment.

Shorter Terms Mean More Options

RateSupermarket.ca compares the whole market, which includes not only banks but smaller businesses such as mortgage brokers and credits. Because of their flexibility and ability to offer cross market rates, you can often save more by going with these specialty lenders. However many of them choose not to offer long term rates such as the ten year fixed.

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MoneyWise is the official news magazine of RateSupermarket.ca. Looking to learn about Canadian finances? You've come to the right place.

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