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The Best 6 year Fixed Closed Mortgage Rates

While a five-year rate term remains the standard, it’s good to explore all the options.

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CIBC
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RBC Royal Bank
Scotiabank
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TD Canada Trust
BMO Bank of Montreal
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An Extra Year of Rate Assurance

Canadians tend to gravitate towards stability and growth. The five-year fixed mortgage is the most popular mortgage in Canada. A fixed mortgage rate will not change during the course of those five years, and when they're up you're free to shop for a new rate. However if the standard five years doesn't suit your timetable, there's nothing wrong with holding on to your rate for an extra year.

More Options Than Just Banks

Banks and large lenders are excellent at having a full suite of fixed rates from one to ten years, but for the best comparisons, think in fives. Mortgage Brokers can offer rates from multiple lenders, often much lower than the Big Five. However they tend to compete with more traditional rate terms such as two, five and ten.

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