11 million Canadians have compared and saved

The Best Mortgage Rates from TD

Use our comparison tool and check out today's rates from TD Canada Trust.

  1. Advanced Search

Compare Rates from 30+ Mortgage Brokers and Lenders

CIBC
Simplii Financial
RBC Royal Bank
Scotiabank
Tangerine
TD Canada Trust
BMO Bank of Montreal
True North

Ready to find your best mortgage rate?

To get started, tell us a bit about your location and borrowing needs - and we'll do the rest! Your personalized results will include the best rates from lenders and mortgage brokers, right in your region. Simply pick a product you like, and we'll put you in touch for more info by email, website or phone - no obligation or purchase required.

TD Mortgages Overview


Prior to selecting your mortgage, a TD mortgage specialist can help you make the correct choice by assessing your budget and future goals. TD has extended hours at many branches so visiting a TD Mortgage Specialist at your local branch should be no problem. If you are unable to find the time, TD has a team of mobile specialists who will come to you instead.

All TD mortgages are available as conventional (more than 20% down payment) or high-ratio (less than 20% down payment) when buying a home.

TD lets you choose the frequency and duration of your mortgage payments. Choose from weekly, bi-weekly, rapid bi-weekly, semi-monthly, rapid semi-monthly or monthly, depending on your individual circumstances.

Several options are available to help you increase or decrease your amortization period:

  • You can increase the frequency of your individual payments at any time.
  • You can increase the amount of your payments, once per year, by up to 100 percent of your regular payment amount.
  • You can make a lump sum payment of up to 15% of the total principal amount borrowed, once per year, without any prepayment fees.
  • You can take an emergency break from your payments (equivalent to one monthly payment), once per year, up to a maximum of four times during your amortization period.
  • If you have prepaid an amount that has reduced your amortization period (either by increasing the frequency of payments or by making a lump-sum payment), you can later request a break of up to four months from making payments.

 

Your Top Mortgage Questions Answered

Whether you’re a First Time Home Buyer or buying your second, third or fourth home, it pays to compare mortgage rates with Ratesupermarket.ca.

Get All the News from Our MoneyWise Blog

MoneyWise is the official news magazine of RateSupermarket.ca. Looking to learn about Canadian finances? You've come to the right place.