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Limited time special offer when you apply for a PC Financial Mastercard® by September 15, 2019

Score extra points, skip fees, and much more± with 1 year of the PC Insiders annual subscription FREE* with a new PC Financial Mastercard®. The Campaign will start on August 19th and go until September 15th.

I'm Ready to apply for a card

Please refer to promotion terms & conditions and FAQs regarding redemption and expected time to receive your gift!

Tell Us About Yourself

  • You'll get a response in approximately 1 business day

By clicking apply online, I agree to the terms and conditions.

The information that you use to apply for this offer must match the information that you provide when applying for a credit card. By clicking 'Apply Online' you consent to the disclosure of your account application status by President's Choice® Bank to RateSupermarket.ca for the purposes of reminding you of this offer and of fulfillment and delivery of free annual PC Insiders subscription to you upon approval of your application and activation of your new card.

Terms and Conditions

These Terms and Conditions ("Terms") are applied to this RateSupermarket.ca promotional offer ("Promotion"). This Promotion is only available through RateSupermarket.ca and is only valid online through the RateSupermarket.ca website. 

Information on how to apply for the Promotion is part of these Terms.

Any individual who participates in this Promotion is a "Participant" and such participation is deemed acceptance of these Terms.

This Promotion is not valid in conjunction with any other promotions or offers, which RateSupermarket.ca may offer from time to time.

This Promotion commences at 12:00 PM EST on August 19, 2019, and closes at 11:59 PM EST on September 15, 2019 ("Offer Period").

In order to qualify for the Promotion, Participants must:

- Not already have any President's Choice Financial® credit card account. This Promotion is only open to New subscribers only; not valid for renewals, re-enrolments, or upgrades online. 

- Click on the specified link, which may change from time to time without prior notice from RateSupermarket.ca, on the RateSupermarket.ca website to apply for the featured credit card(s). Applications must originate from the specified link on the RateSupermarket.ca website. Applications placed over the phone, through online chat, or any other method will not be valid.

- Complete the President's Choice Financial® online credit card application and receive confirmation from the Issuer that the application has been approved and the credit card is activated.

- You must first provide your information to RateSupermarket.ca, then click through the 'Apply Online' button to be transferred to the secure online President's Choice Financial® credit card application form. Complete the online credit card application form and submit it to President's Choice Financial® - your application is finished, which must match the details used to apply for the credit card(s) exactly. If any details are inconsistent or do not match, then the Promotion is invalid.

- Authorize RateSupermarket.ca to receive information regarding credit card approval & activation status, and the time and date of credit card activation, approval or decline.

Offer is for the first year of the annual PC Insiders subscription and is available only with a valid promotion code that will be provided to you via email, from PC Financial within one (1) business day upon activation of your new PC Financial Mastercard®. New subscribers only; not valid for renewals, re-enrolments, or upgrades. Limit one (1) offer per PC Financial Mastercard® account holder. Promotion code valid for one-time use only and must be used within one (1) month of receipt.

All eligible participants who apply for the Offer during the Offer Period, and are approved for the applicable credit card, will receive offers totaling up to 20,000 PC Optimum points from the Issuer as follows:

- Apply online and when you receive your PC Financial® Mastercard® credit card, you will also receive four welcome coupons or offers each worth 5,000 PC Optimum points. Use your PC Financial® Mastercard® and redeem each coupon or offer to receive 5,000 PC Optimum points with any purchase at the checkout in participating grocery stores where President's Choice® products are sold. See coupons or offers for full details. Coupons or offers have no cash value. For all offers, allow 2-3 weeks from qualifying the purchase for bonus PC Optimum points to be awarded. Each offer is limited to one per new PC Financial® Mastercard® account and may be terminated or changed at any time without notice.

Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 points thereafter at participating stores. Some redemption restrictions apply. Visit pcoptimum.ca for details and full store list.

It can take up to 60 days for the credit card issuer to approve your credit card application. If you have any questions regarding the status of your application, please contact the credit card issuer directly. Approved credit card applicants will be notified by the Issuer. 

Eligible free annual PC Insiders subscription will only be sent to qualified Participants via email and all other delivery methods will not be offered by PC Financial. A free annual PC Insiders subscription will be emailed to qualified Participants to the email address the Participant provides in the application. 

Neither RateSupermarket.ca nor the Issuer is responsible for email address inaccuracies provided by the Participant. PC Financial will distribute the Promotion to Participants who have successfully qualified following confirmation from the Issuer that the credit card has been activated. Please allow up to eight (8) weeks for free annual PC Insiders subscription fulfillment processing after credit card activation confirmation from the Issuer. 

RateSupermarket.ca reserves the right, at its sole discretion, to disqualify any individual or Participant who tampers, or attempts to tamper, with the operation of the Promotion, or violates the Promotion Terms, or for any other reason deemed suspicious by PC Financial. PC financial' s decision is final and no correspondence with the Participant will be entered into.

RateSupermarket.ca reserves the right, at any time, to cancel, modify or suspend this promotion.

Participants consent to RateSupermarket.ca using the Participant's name, email address, phone number and mailing address to verify activated credit card applications. RateSupermarket.ca will not have access to any personal details, beyond those details required to fulfill the Promotion, provided for in the credit card application. RateSupermarket.ca is not responsible in any way for the approval or activation of credit card applications. Please review RateSupermarket.ca' s Privacy Policy, which also governs this Promotion.

Neither RateSupermarket.ca nor the Issuer are responsible for lost, late, misdirected or otherwise undeliverable mail or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by RateSupermarket.ca, Participants, or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a Participant's ability to participate in the Promotion.

Any issues with free annual PC Insiders subscription fulfillment must be brought to the attention of PC Financial within three (3) months of the application date.

All content included within the Promotion, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of RateSupermarket.ca or its content suppliers and protected by Canadian copyright laws.

The Promotion is non-transferable and there is no cash alternative. The Promotion is only open to Canadian residents who are the age of majority in their province/territory of residence.

The Promotion is void where prohibited.

Last updated: August 19, 2019

FAQs

How do I apply for this promotion and receive my free annual PC Insiders subscription and 20,000 PC Optimum points?

Step 1: Fill out your details on the RateSupermarket.ca promo page!

Once you're done, hit the Apply Online button to be transferred to the secure online President's Choice Financial® credit card application form. Complete the online credit card application form and submit it to President's Choice Financial® - your application is finished.

Step 2: Receive your login details from RateSupermarket.ca.

You will receive a RateSupermarket.ca email with your user login and password information. Keep this info to access your RateSupermarket user profile.

Step 3: Confirm your qualification.

Once you have received approval from President's Choice Financial® for your new credit card account and have activated your new card, log in to your RateSupermarket.ca profile to check the status of your offer. Please note it can take up to 60 days for President's Choice Financial® to process and confirm the status of your application.

Step 4: Get your free annual PC Insiders subscription!

Offer is for the first year of the annual PC Insiders subscription and is available only with a valid promotion code that will be provided to you via email from PC Financial, within one (1) business day upon activation of your new PC Financial Mastercard®

Step 5: Get your 20,000 PC Optimum points!

Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 points thereafter at participating stores. Some redemption restrictions apply. Visit pcoptimum.ca for details and full store list.

Still, have an inquiry? Check out our list of Frequently Asked Questions Below.

Frequently Asked Questions

I already have my new credit card but have not yet received my free annual PC Insiders subscription. Why?

Offer is for the first year of the annual PC Insiders subscription and is available only with a valid promotion code that will be provided to you via email within one (1) business day upon activation of your new PC Financial Mastercard®. New subscribers only; not valid for renewals, re-enrolments, or upgrades. Limit one (1) offer per PC Financial Mastercard® account holder. Promotion code valid for one-time use only and must be used within one (1) month of receipt. It can take up to 4 weeks for President's Choice Financial® to confirm this information with RateSupermarket.ca. 

How can I check on the status of my free annual PC Insiders subscription?

Log in to your RateSupermarket.ca user profile to see the status of your free annual PC Insiders subscription qualification. You will receive login details for your profile from RateSupermarket.ca when you apply for this promotion. Can't find your login or password? Follow the password recovery directions or email customercare@ratesupermarket.ca.

Be on the lookout for an email from PC Financial as well when your card is activated!

What is this promotion?

All approved customers who apply during the offer period (August 19 - September 15, 2019) that activate the featured credit card will receive a FREE annual PC Insiders subscription from PC Financial.

How do I sign up for this promotion?

To participate in this promotion, you must first provide your information to RateSupermarket.ca, then click through the 'Apply Online' button to be transferred to the secure online President's Choice Financial® credit card application form. Complete the online credit card application form and submit it to President's Choice Financial® - your application is finished. Applicants must apply within the offer period (August 19 - September 15, 2019) for their application to be eligible for this promotion.

I've been approved and activated my credit card! When will I receive my PC Optimum points and free annual PC Insiders subscription?

Great! Once you have received confirmation of your qualification, follow these steps to obtain your free annual PC Insiders subscription:

- A valid promotion code will be provided to you via email, from PC Financial, within one (1) business day upon activation of your new PC Financial Mastercard®. Promotion code valid for one-time use only and must be used within one (1) month of receipt. Subscription service automatically renews for a further one (1) year period (and thereafter) at the end of the free trial period at the then-current renewal price (currently $99 plus applicable taxes per year), charged to the payment method you provided at time of enrolment, unless you cancel by calling (1-833-724-6743) at least five (5) days before the end of your free trial period

- *When you receive your PC Financial® Mastercard® credit card, you will also receive four welcome coupons or offers each worth 5,000 PC Optimum points. Use your PC Financial® Mastercard® and redeem each coupon or offer to receive 5,000 PC Optimum points with any purchase at the checkout in participating grocery stores where President's Choice® products are sold. See coupons or offers for full details. Coupons or offers have no cash value. For all offers, allow 2-3 weeks from qualifying the purchase for bonus PC Optimum points to be awarded. Each offer is limited to one per new PC Financial® Mastercard® account and may be terminated or changed at any time without notice.

I already have one of these credit cards. Can I still apply and receive a free annual PC Insiders subscription upon activation?

Sorry - this promotion is open to New subscribers only; not valid for renewals, re-enrolments, or upgrades. Limit one (1) offer per PC Financial Mastercard® account holder.

Is this promotion open to everyone?

This promotion is open to New subscribers only; not valid for renewals, re-enrolments, or upgrades. Limit one (1) offer per PC Financial Mastercard® account holder. If you are not a subscriber, you must subscribe before you apply for your credit card in order to be able to claim your free annual PC Insiders subscription. You may unsubscribe any time after you have received your free annual PC Insiders subscription if you wish.

When will I know if I'm approved for my credit card?

It can take up to 60 days for the credit card issuer to approve your credit card application. If you have any questions regarding the status of your application, please contact the credit card issuer directly.

What personal information will be collected from me by RateSupermarket.ca?

To sign up for this promotion, you must provide your first and last name, phone number and email address.
Please note that any information you provide in your credit card application is confidential and not accessible by RateSupermarket.ca.

Why was my credit card application declined?

Unfortunately, we can't help you with that. The credit card issuer will not provide us with any details about declined applications, so that type of information will stay private. If you want to know why your application has been declined please contact the credit card issuer directly.

I haven't received my approval yet and the promotion is ending! Will I still qualify for my free annual PC Insiders subscription?

Don't worry - as long as you applied for the credit card, using the link on the offer page on RateSupermarket.ca, during the offer period (August 19 - September 15, 2019), you can still qualify for the offer once the card has been activated.

Who do I contact for more information regarding this promotion?

You can contact the RateSupermarket.ca Customer Care team directly at customercare@ratesupermarket.ca, or phone us at 1-866-462-4779.