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Get a FREE $100 Gift Card

An exclusive RateSupermarket.ca offer.This holiday season, get more from your shopping. Use your President’s Choice Financial® MasterCard® or President’s Choice Financial® World Elite MasterCard® for your everyday purchases and you’ll earn PC® points towards free groceries and more*. Plus, for a limited time, when you apply through RateSupermarket.ca and activate your card, you'll get a $100 gift card and up to 20,000 PC points.1 That's $20 worth of PC points towards your groceries! Redeem PC points at participating grocery stores where President's Choice® products are sold.

Choose Your FREE Gift Card from the Options Below.

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Please note: a minimum annual personal income of $70,000 or household income of $120,000 is required for the President's Choice Financial® World Elite MasterCard®.

Tell Us About Yourself

  • You'll get a response in approximately 1 business day

By clicking apply online, I agree to the terms and conditions.

The information that you use to apply for this offer must match the information that you provide when applying for a credit card. By clicking 'Apply Online' you consent to the disclosure of your account application status by President's Choice Bank to RateSupermarket.ca for the purposes of reminding you of this offer and of fulfillment and delivery of e-gift cards to you upon approval of your application and activation of your new card.

To qualify for this offer, you must complete the following credit card application online, be approved and activate the card. This offer is offered by RateSupermarket.ca and is only valid online through RateSupermarket.ca. This offer cannot be combined with any other offer and is subject to change without notice. President's Choice Bank is not responsible or liable for any aspect of this offer.

Terms and Conditions

Terms and Conditions

These Terms and Conditions ("Terms") are applied to this RateSupermarket.ca gift cards/certificates promotional offer ("Promotion"). This Promotion is only available through RateSupermarket.ca and is only valid online through the RateSupermarket.ca website. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant's sole discretion. President's Choice Financial®, the credit card issuer ("Issuer"), is not responsible or liable for any aspect of this Promotion.

The listed gift card merchants are in no way affiliated with RateSupermarket.ca and President's Choice Bank, nor are the listed merchants to be considered sponsors or co-sponsors of this Promotion. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners.

Information on how to apply for the Promotion are part of these Terms.

Any individual who participates in this Promotion is a "Participant" and such participation is deemed acceptance of these Terms.

This Promotion is not valid in conjunction with any other promotions or offers, which RateSupermarket.ca may offer from time to time.

This Promotion commences at 3:30PM EST on November 7, 2016, and closes at 3:59PM EST on December 31, 2016 ("Offer Period").

In order to qualify for the Promotion, Participants must:

• Not already have any President's Choice Financial® credit card account, or have applied via RateSupermarket.ca for any President's Choice Financial® Credit Card account within twelve (12) months prior to the commencement date of this Promotion. This Promotion is only open to new President's Choice Financial® online credit card applicants.
• Click on the specified link, which may change from time to time without prior notice from RateSupermarket.ca, on the RateSupermarket.ca website to apply for the featured credit card(s). Applications must originate from the specified link on the RateSupermarket.ca website. Applications placed over the phone, through online chat, or any other method will not be valid.
• Complete the President's Choice Financial® online credit card application and receive confirmation from the Issuer that the application has been approved and the credit card is activated.
• Provide Participant contact details, including name, phone number, and email address to RateSupermarket.ca, which must match the details used to apply for the credit card(s) exactly. If any details are inconsistent or do not match, then the Promotion is invalid.
• Authorize RateSupermarket.ca to receive information regarding credit card approval & activation status, and the time and date of credit card activation, approval or decline.

Each Participant in this Promotion is only eligible to receive one (1) gift card per Issuer for the duration of the Promotion and the Offer Period. Gift cards will only be fulfilled following confirmation of activation from the Issuer to RateSupermarket.ca. If such confirmation of credit card activation from the Issuer is not received by RateSupermarket.ca, this Promotion is invalid.

All eligible participants who apply for the Offer during the Offer Period, and are approved for the applicable credit card, will receive offers totaling up to 20,000 PC® points from the Issuer as follows:

• Apply online and when you receive your PC Financial MasterCard credit card, you will also receive a welcome offer worth up to 20,000 PC points that may vary based the home address that you provide at the time of application and when your card is mailed to you.
• For cards mailed between September 15 and October 31, 2016, your offer terms will be as follows:
o For residents of Medicine Hat, AB, your welcome offer will require you to spend a total of $500 on your PC Financial MasterCard anywhere you shop from the date you receive your card until November 30, 2016, in order to receive 20,000 PC points.
o For residents of Lethbridge, AB, your welcome offer will require that you make 5 purchases with your PC Financial MasterCard at participating grocery stores where President's Choice products are sold by November 30, 2016 in order to receive 20,000 PC points.
o For residents of Red Deer, AB, your welcome offer will require that you make 4 purchases with your PC Financial MasterCard at any combination of: participating grocery stores where President's Choice products are sold, Shoppers Drug Mart, Esso locations or at pctravel.ca by November 30, 2016, in order to receive 20,000 PC points.
o For residents of Prince George, BC, your welcome offer will require that you make 4 purchases of $50 or more with your PC Financial MasterCard at participating grocery stores where President's Choice products are sold by November 30, 2016, and you will be awarded 5000 PC points for each qualifying purchase for a total of 20,000 PC points.
o For all other cities, and all cards mailed prior to September 15, 2016 and after October 31, 2016, you will receive four welcome coupons each worth 5,000 PC points. Use your PC Financial MasterCard and redeem each coupon with any purchase at the checkout in participating grocery stores where President's Choice products are sold to receive 5,000 PC points. See coupons for full details. Coupons have no cash value.
• For all offers, see your card carrier for full details and allow 2-3 weeks from qualifying purchase(s) for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard account and offers may be terminated or changed at any time without notice.

Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

Completed credit card application approvals can take up to sixty (60) business days to be processed by the Issuer. Approved credit card applicants will be notified by the Issuer. Once the approved credit card has been activated, notification that the Participant has successfully qualified for the Promotion will come from RateSupermarket.ca by email.

Eligible gift cards will only be sent to qualified Participants via email and all other delivery methods will not be offered by RateSupermarket.ca. Gift cards will be emailed to qualified Participants to the email address the Participant provides. Neither RateSupermarket.ca nor the Issuer are responsible for email address inaccuracies provided by the Participant. RateSupermarket.ca will distribute the Promotion to Participants who have successfully qualified following confirmation from the Issuer that the credit card has been activated. Please allow up to eight (8) weeks for gift card fulfillment processing after credit card activation confirmation from the Issuer to RateSupermarket.ca.

The Promotion will still be distributed to Participants who have successfully qualified up to sixty (60) days after the end of the Offer Period.

RateSupermarket.ca reserves the right, at its sole discretion, to disqualify any individual or Participant who tampers, or attempts to tamper, with the operation of the Promotion, or violates the Promotion Terms, or for any other reason deemed suspicious by RateSupermarket.ca. RateSupermarket.ca's decision is final and no correspondence with the Participant will be entered into.

RateSupermarket.ca reserves the right, at any time, to cancel, modify or suspend this promotion.

Participants consent to RateSupermarket.ca using the Participant's name, email address, phone number and mailing address to verify activated credit card applications. RateSupermarket.ca will not have access to any personal details, beyond those details required to fulfill the Promotion, provided for in the credit card application. RateSupermarket.ca is not responsible in any way for the approval or activation of credit card applications. Please review RateSupermarket.ca's Privacy Policy, which also governs this Promotion.

Neither RateSupermarket.ca nor the Issuer are responsible for lost, late, misdirected or otherwise undeliverable mail or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by RateSupermarket.ca, Participants, or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a Participant's ability to participate in the Promotion.

Any issues with gift card fulfillment must be brought to the attention of RateSupermarket.ca within three (3) months of the application date.

All content included within the Promotion, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of RateSupermarket.ca or its content suppliers and protected by Canadian copyright laws.

The Promotion is non-transferable and there is no cash alternative. The Promotion is only open to Canadian residents who are age of majority in their province/territory of residence.

The Promotion is void where prohibited.

Last updated: November 1, 2016

FAQs

How do I apply for this promotion and receive my e-gift card and 20,000 PC® points?

Step 1: Fill out your details on the RateSupermarket.ca promo page!
Once you're done, hit the Apply Online button to be transferred to the secure online President's Choice Financial® credit card application form. Complete the online credit card application form and submit it to President's Choice Financial® - your application is finished.

Step 2: Receive your login details from RateSupermarket.ca.
You will receive a RateSupermarket.ca email with your user log in and password information. Keep this info to access your RateSupermarket user profile.

Step 3: Confirm your qualification.
Once you have received approval from President's Choice Financial® for your new credit card account and have activated your new card, log in to your RateSupermarket.ca profile to check the status of your offer. Please note it can take up to 60 days for President's Choice Financial® to process and confirm the status of your application.

RateSupermarket.ca must receive confirmation of your credit card account approval from President's Choice Financial® before your gift card can be sent. This can take up to 8 weeks.

Step 4: Get your gift card!
Once RateSupermarket.ca receives confirmation of your approval and activation from President's Choice Financial®, your e-gift card will be emailed to the email address you provided to RateSupermarket.ca. Please allow up to 8 weeks for processing.

Step 5: Get your 20,000 PC® points!
When you receive your PC Financial MasterCard credit card, you will also receive a welcome offer worth up to 20,000 PC points that may vary based the home address that you provide at the time of application and when your card is mailed to you.
For cards mailed between September 15 and October 31, 2016, your offer terms will be as follows:
For residents of Medicine Hat, AB, your welcome offer will require you to spend a total of $500 on your PC Financial MasterCard anywhere you shop from the date you receive your card until November 30, 2016, in order to receive 20,000 PC points.
For residents of Lethbridge, AB, your welcome offer will require that you make 5 purchases with your PC Financial MasterCard at participating grocery stores where President's Choice products are sold by November 30, 2016 in order to receive 20,000 PC points.
For residents of Red Deer, AB, your welcome offer will require that you make 4 purchases with your PC Financial MasterCard at any combination of: participating grocery stores where President's Choice products are sold, Shoppers Drug Mart, Esso locations or at pctravel.ca by November 30, 2016, in order to receive 20,000 PC points.
For residents of Prince George, BC, your welcome offer will require that you make 4 purchases of $50 or more with your PC Financial MasterCard at participating grocery stores where President's Choice products are sold by November 30, 2016, and you will be awarded 5000 PC points for each qualifying purchase for a total of 20,000 PC points.
For all other cities, and all cards mailed prior to September 15, 2016 and after October 31, 2016, you will receive four welcome coupons each worth 5,000 PC points. Use your PC Financial MasterCard and redeem each coupon with any purchase at the checkout in participating grocery stores where President's Choice products are sold to receive 5,000 PC points. See coupons for full details. Coupons have no cash value.
For all offers, see your card carrier for full details and allow 2-3 weeks from qualifying purchase(s) for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard account and offers may be terminated or changed at any time without notice.
Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

Still have an inquiry? Check out our list of Frequently Asked Questions Below.

Frequently Asked Questions

I already have my new credit card, but have not yet received my gift card. Why?

RateSupermarket.ca must receive confirmation of your credit card approval and activation from President's Choice Financial® first before sending out your e-gift card, even if you have already received your new credit card.

It can take up to 4 weeks for President's Choice Financial® to confirm this information with RateSupermarket.ca. Once RateSupermarket.ca receives confirmation of your qualification, your gift card will be emailed to the email address you have provided to RateSupermarket.ca. Please allow up to 8 weeks for processing.

How can I check on the status of my gift card?

Log in to your RateSupermarket.ca user profile to see the status of your gift card qualification. You will receive login details for your profile from RateSupermarket.ca when you apply for this promotion. Can't find your login or password? Follow the password recovery directions, or email customercare@ratesupermarket.ca.

What is this promotion?

All approved and activated customers who apply during the offer period (November 7 to December 31, 2016) that activate the featured credit card will receive a FREE e-gift card from RateSupermarket.ca.

How do I sign up for this promotion?

To participate in this promotion, you must first provide your information to RateSupermarket.ca, then click through the 'Apply Online' link on RateSupermarket.ca promotional page and apply for, be approved and activate the featured credit card. Applicants must apply within the offer period (November 7 to December 31, 2016) for their application to be eligible for this promotion.

I've been approved! When will I receive my PC points and e-gift card?

Great! Once you have received confirmation of your qualification, follow these steps to obtain your gift card:

● Wait for RateSupermarket.ca to receive confirmation of your status from President's Choice Financial®. Please note this can take up to 4 weeks.
● Once RateSupermarket.ca has confirmation that your credit card has been activated, you will be emailed your e-gift card to the email address you provided to RateSupermarket.ca. Please allow up to 8 weeks for processing.
*When you receive your PC Financial MasterCard credit card, you will also receive a welcome offer worth up to 20,000 PC points that may vary based the home address that you provide at the time of application and when your card is mailed to you.
For cards mailed between September 15 and October 31, 2016, your offer terms will be as follows:
For residents of Medicine Hat, AB, your welcome offer will require you to spend a total of $500 on your PC Financial MasterCard anywhere you shop from the date you receive your card until November 30, 2016, in order to receive 20,000 PC points.
For residents of Lethbridge, AB, your welcome offer will require that you make 5 purchases with your PC Financial MasterCard at participating grocery stores where President's Choice products are sold by November 30, 2016 in order to receive 20,000 PC points.
For residents of Red Deer, AB, your welcome offer will require that you make 4 purchases with your PC Financial MasterCard at any combination of: participating grocery stores where President's Choice products are sold, Shoppers Drug Mart, Esso locations or at pctravel.ca by November 30, 2016, in order to receive 20,000 PC points.
For residents of Prince George, BC, your welcome offer will require that you make 4 purchases of $50 or more with your PC Financial MasterCard at participating grocery stores where President's Choice products are sold by November 30, 2016, and you will be awarded 5000 PC points for each qualifying purchase for a total of 20,000 PC points.
For all other cities, and all cards mailed prior to September 15, 2016 and after October 31, 2016, you will receive four welcome coupons each worth 5,000 PC points. Use your PC Financial MasterCard and redeem each coupon with any purchase at the checkout in participating grocery stores where President's Choice products are sold to receive 5,000 PC points. See coupons for full details. Coupons have no cash value.
For all offers, see your card carrier for full details and allow 2-3 weeks from qualifying purchase(s) for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard account and offers may be terminated or changed at any time without notice.

I already have one of these credit cards. Can I still apply and receive a gift card upon activation?

Sorry - this promotion is open only to new President's Choice Financial® credit card applicants who apply online through the Ratesupermarket.ca promotional page.

Is this promotion open to everyone?

This promotion is open to subscribers of RateSupermarket.ca only. If you are not a subscriber, you must subscribe before you apply for your credit card in order to be able to claim your e-gift card. You may unsubscribe any time after you have received your gift card, if you wish.

When will I know if I'm approved for my credit card?

It can take up to 60 days for the credit card issuer to approve your credit card application. If you have any questions regarding the status of your application, please contact the credit card issuer directly.

Can I sign up for this promotion over the phone or through my bank?

Sorry - only online credit card applications placed through the RateSupermarket.ca's special promotion page are eligible for this promotion. Credit card applications submitted any other way are not eligible for a gift card.

What personal information will be collected from me by RateSupermarket.ca?

To sign up for this promotion, you must provide your first and last name, and email address.

Please note that any information you provide in your credit card application is confidential and not accessible by RateSupermarket.ca.

Why was my credit card application declined?

Unfortunately, we can't help you with that. The credit card issuer will not provide us with any details about declined applications, so that type of information will stay private. If you want to know why your application has been declined please contact the credit card issuer directly.

I haven't received my approval yet and the promotion is ending! Will I still qualify for my gift card?

Don't worry - as long as you applied for the credit card, using the link on the offer page on RateSupermarket.ca, during the offer period (November 7 to December 31, 2016), you can still qualify for the offer once the card has been activated.

Who do I contact for more information regarding this promotion?
You can contact the RateSupermarket.ca Customer Care team directly at customercare@ratesupermarket.ca, or phone us at 1-866-462-4779.