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Terms and Conditions

These Terms and Conditions ("Terms") are applied to this RateSupermarket.ca gift cards/certificates promotional offer ("Promotion"). This Promotion is only available through RateSupermarket.ca and is only valid online through the RateSupermarket.ca website. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant's sole discretion. The Toronto-Dominion Bank is the issuer of this credit card(s) ("Issuer"), and is not responsible or liable for any aspect of this Promotion. MBNA is a division of The Toronto-Dominion Bank.

The listed gift card merchants are in no way affiliated with RateSupermarket.ca, nor are the listed merchants to be considered sponsors or co-sponsors of this Promotion. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners.

Information on how to apply for the Promotion is part of these Terms.

Any individual who participates in this Promotion is a "Participant" and such participation is deemed acceptance of these Terms.

This Promotion is not valid in conjunction with any other promotions or offers, which RateSupermarket.ca may offer from time to time.

This Promotion commences at 2:00PM EST on June 20th, 2016, and closes at 3:59PM EST on August 31st, 2016 ("Offer Period").

In order to qualify for the Promotion, Participants must:

• Not already have a MBNA Credit Card account. This Promotion is only open to new MBNA Credit Card applicants.
• Click on the specified link, which may change from time to time without prior notice from RateSupermarket.ca, on the RateSupermarket.ca website to apply for the featured credit card(s). Applications must originate from the specified link on the RateSupermarket.ca website. Applications placed over the phone, through online chat, or any other method will not be valid.
• Provide Participant contact information to RateSupermarket.ca via the RateSupermarket.ca website.
• Complete the MBNA Platinum Plus® MasterCard® or MBNA Rewards® MasterCard® Credit Card application and receive confirmation from the Issuer that the application has been approved.
• Provide Participant contact details, including name, phone number, and email address to RateSupermarket.ca, which must match the details used to apply for the credit card(s) exactly. If any details are inconsistent or do not match, then the Promotion is invalid.
• Consent to RateSupermarket.ca using the Participant's name, email address, phone number and mailing address to verify approved credit card applications and. authorize RateSupermarket.ca to receive account information from the Issuer including, but not limited to, information regarding credit card approval status, and the time and date of credit card approval or decline. RateSupermarket.ca will not have access to any personal information beyond the information required to fulfill the Promotion. RateSupermarket.ca is not responsible in any way for the approval of credit card applications. Please review RateSupermarket.ca' s Privacy Policy, which also governs this Promotion.

Each Participant in this Promotion is only eligible to receive one (1) gift card per Issuer for the duration of the Promotion and the Offer Period. Gift cards will only be fulfilled following confirmation of approval from the Issuer to RateSupermarket.ca. If such confirmation of credit card application approval from the Issuer is not received by RateSupermarket.ca, this Promotion is invalid.

Completed credit card application approvals can take up to sixty (60) business days to be processed by the Issuer. Approved credit card applicants will be notified by the Issuer. Notification that the Participant has successfully qualified for the Promotion will come from RateSupermarket.ca by email.

Gift cards in connection with this Offer will only be sent to qualified Participants via email and all other delivery methods will not be offered by RateSupermarket.ca. Gift cards will be emailed to qualified Participants to the email address the Participant provides. Neither RateSupermarket.ca nor the Issuer are responsible for email address inaccuracies provided by the Participant. RateSupermarket.ca will distribute the Promotion to Participants who have successfully qualified following confirmation from the Issuer that the credit card application has been approved. Please allow up to eight (8) weeks for gift card fulfillment processing after credit card approval confirmation from the Issuer to RateSupermarket.ca.

RateSupermarket.ca reserves the right, at its sole discretion, to disqualify any individual or Participant who tampers, or attempts to tamper, with the operation of the Promotion, or violates the Promotion Terms, or for any other reason deemed suspicious by RateSupermarket.ca. RateSupermarket.ca' s decision is final and no correspondence with the Participant will be entered into.

Neither RateSupermarket.ca nor the Issuer are responsible for lost, late, misdirected or otherwise undeliverable mail or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by RateSupermarket.ca, Participants, or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a Participant's ability to participate in the Promotion.

Any issues with gift card fulfillment must be brought to the attention of RateSupermarket.ca within three (3) months of the application date.

All content included within the Promotion, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of RateSupermarket.ca, the Issuer or their respective content suppliers and protected by Canadian copyright laws.

The Promotion is non-transferable and there is no cash alternative. The Promotion is only open to Canadian residents who are age of majority in their province/territory of residence.

The Promotion is void where prohibited.

How do I apply for this promotion and receive my gift card?

Step 1: Fill out your details on the RateSupermarket.ca promo page!
Once you're done, hit the Apply Online button to be transferred to the secure online MBNA® credit card application form. Complete the credit card application form and submit it to MBNA - your application is finished.

Step 2: Receive your login details from RateSupermarket.ca.
You will receive a RateSupermarket.ca email with your user log in and password information. Keep this info - you'll need it later to claim your gift card.

Step 3: Confirm your qualification.
Once you have received approval from MBNA for your new credit card account, log in to your RateSupermarket.ca profile and add the last 4 digits of your new credit card. Please note it can take up to 60 days for MBNA to process and confirm the status of your application.

RateSupermarket.ca must receive confirmation of your credit card account approval from MBNA before your gift card can be sent. This can take up to 4 weeks. Log in to your profile at any time to see your status.

Step 4: Get your gift card!
Once RateSupermarket.ca receives confirmation of your approval from MBNA, your gift card will be emailed to the email address provided. Please allow up to 4 weeks for processing.

Still have an inquiry? Check out our list of Frequently Asked Questions Below.

Frequently Asked Questions

I already have my new credit card, but have not yet received my gift card. Why?

RateSupermarket.ca must receive confirmation of your credit card approval from MBNA first before sending out your gift card, even if you have already received your new credit card.

It can take up to 4 weeks for MBNA to confirm this information with RateSupermarket.ca. Unfortunately, RateSupermarket.ca cannot contact MBNA directly for information about your application status as your personal information is kept confidential. Once RateSupermarket.ca receives confirmation of your qualification, your gift card will be emailed to the email address you have provided. Please allow up to 4 weeks for processing.

How can I check on the status of my application?

Log in to your RateSupermarket.ca user profile to see the status of your gift card qualification. You will receive login details for your profile from RateSupermarket.ca when you apply for this promotion. Can't find your login or password? Follow the password recovery directions, or email customercare@ratesupermarket.ca.

What is this promotion?

All customers who apply during the offer period (June 20th, 2016 to August 19thth, 2016) and are approved for the featured credit card will receive a FREE gift card from RateSupermarket.ca.

How do I sign up for this promotion?

To participate in this promotion, you must apply for and be approved for the featured credit card through the RateSupermarket.ca promotional page. Applicants must apply within the offer period (June 20th, 2016 to August 31st, 2016) for their application to be eligible for this promotion.

I've been approved! When will I receive my gift card?
Great! Once you have received confirmation of your qualification, follow these steps:

● Log in to your RateSupermarket.ca profile and enter the last 4 digits of your new credit card.
● Wait for RateSupermarket.ca to receive confirmation of your status from MBNA. Please note this can take up to 4 weeks.
● Once RateSupermarket.ca has confirmation of your approval, you will be emailed your gift card to the email address provided. Please allow up to 4 weeks for processing.

I already have one of these credit cards. Can I still apply and receive a gift card upon approval?

Sorry - this promotion is open only to new MBNA Platinum Plus MasterCard® or MBNA Rewards MasterCard® credit cardholders.

Is this promotion open to everyone?

This promotion is open to subscribers of RateSupermarket.ca only. If you are not a subscriber, you must subscribe to claim your gift card. You may unsubscribe any time after you have received your gift card, if you wish.

When will I know if I'm approved for my credit card?

It can take up to 60 days for the credit card issuer to approve your credit card application. If you have any questions regarding the status of your application, please contact the credit card issuer directly.

Can I sign up for this promotion over the phone or through my bank?

Sorry - only credit card applications placed through RateSupermarket.ca's special promotion page are eligible for this promotion. Credit card applications submitted any other way are not eligible for a gift card.

What personal information will be collected from me by RateSupermarket.ca?

To sign up for this promotion, you must provide your first and last name, email address, province and mailing address. You will also be required to enter the last 4 numbers of your new credit card once you receive it into your RateSupermarket.ca User Profile.

Please note that any information you provide in your credit card application is confidential and not accessible to RateSupermarket.ca.

Why was my credit card application declined?

Unfortunately, we can't help you with that. But that's a good thing! The credit card issuer will not provide us with any details about declined cards, so that type of information will stay private. If you want to know why your application has been declined please contact the credit card issuer directly.

I haven't received my approval yet and the promotion is ending! Will I still qualify for my gift card?

Don't worry - as long as you applied for the credit card, using the link on the offer page, during the offer period (June 20th, 2016 to August 19th, 2016), you can still qualify for the offer.

Who do I contact for more information regarding this promotion?
You can contact the RateSupermarket.ca Customer Care team directly at customercare@ratesupermarket.ca, or phone us at 1-866-462-4779.

Vendor Disclaimer:

The listed merchants are in no way affiliated with RateSupermarket.ca and President's Choice Bank, nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to e-gift cards. Please see the merchant e-gift card for additional terms and conditions, which are subject to change at merchant's sole discretion. President's Choice Bank is not responsible or liable for any aspect of this offer.

Terms & Conditions

1) Information on how to apply for the RateSupermarket.ca and President's Choice Financial offer (the "Promotion") are part of these Terms & Conditions.

2) Any individual who participates in this Promotion is a "Participant" and such participation is deemed acceptance of these Terms & Conditions.

3) This Promotion is not valid in conjunction with any other promotions or offers, which RateSupermarket.ca may offer from time to time.

4) Offer commences at 10:00AM EST on June 1st, 2016 and closes at 3:59PM EST on July 29th, 2016 ("Offer Period").

5) In order to qualify for the Offer Participants must:

• Not already have any President's Choice Financial® MasterCard® credit card account. This promotion is only open to new President's Choice Financial® MasterCard® or President's Choice Financial® World Elite MasterCard® credit card online applicants.
• Provide your contact information to RateSupermarket.ca.
• Click on the specified link, which may change from time to time without prior notice from RateSupermarket.ca, on the RateSupermarket.ca website to apply for the featured credit card(s). Applications must originate from the specified link on the RateSupermarket.ca website. Applications placed over the phone, through online chat, or any other method will not be valid.
• Complete the President's Choice Financial® MasterCard® and President's Choice Financial® World Elite MasterCard® Credit Card online application and receive confirmation from the President's Choice Bank (the "Issuer") that the application has been approved.

6) All eligible participants who apply for the Offer during the Offer Period, and are approved for the applicable credit card, will receive offers totalling 50,000 PC® points from the Issuer as follows:

• Apply online and when you receive your PC Financial MasterCard credit card or PC Financial World Elite MasterCard credit card, you will also receive four welcome coupons or offers each worth 5,000 PC points. Use your PC Financial MasterCard or PC Financial World Elite MasterCard and redeem each coupon or offer to receive 5,000 PC points with a purchase at the checkout in participating grocery stores where President's Choice® products are sold. See coupons or offers for full details. Coupons or offers have no cash value.
• In addition, if you apply online through RateSupermarket.ca by July 29th, 2016, receive a bonus 30,000 PC points which will be awarded to your account after your first purchase of $50.00 or more before tax at participating grocery stores where President's Choice products are sold, within 4 months of account approval.
• For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard or PC Financial World Elite MasterCard account and may be terminated or changed at any time without notice.
• Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

Completed credit card application approvals can take up to sixty (60) business days to be processed by the Issuer. Approved credit card applicants will be notified by the Issuer. Notification that the Participant has successfully qualified for the Offer will come from RateSupermarket.ca by email.

7) RateSupermarket.ca reserves the right, at its sole discretion, to disqualify any individual or Participant who tampers, or attempts to tamper, with the operation of the Promotion, or violates the Promotion Terms & Conditions, or for any other reason deemed suspicious by RateSupermarket.ca. RateSupermarket.ca's decision is final and no correspondence with the Participant will be entered into.

8) RateSupermarket.ca will not have access to any personal details provided for the credit card application and is not responsible in any way for the approval of credit card applications. Please review RateSupermarket.ca's Privacy Policy, which also governs this Promotion.

9) Neither RateSupermarket.ca nor the Issuer are responsible for lost, late, misdirected or otherwise undeliverable mail or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by RateSupermarket.ca, Participants, or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a Participant's ability to participate in the Promotion.

10) All content included within the Promotion, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of RateSupermarket.ca or its content suppliers and protected by Canadian copyright laws.

11) The Promotion is non-transferable and there is no cash alternative. The Promotion is only open to Canadian residents who are age of majority in their province/territory of residence.

12) The Promotion is void where prohibited.

How do I apply for this promotion and receive my 50,000 PC® points?

Step 1: Fill out your details on the RateSupermarket.ca promo page!
Once you're done, hit the Apply Online button to be transferred to the secure online President's Choice Financial® MasterCard® credit card application form. Complete the online credit card application form and submit it to Presidents Choice Financial® - your application is finished.

Step 2: Get your 50,000 PC® points!
Apply online and when you receive your PC Financial® MasterCard® credit card or PC Financial® World Elite MasterCard® credit card, you will also receive four welcome coupons or offers each worth 5,000 PC® points. Use your PC Financial MasterCard or PC Financial World Elite MasterCard and redeem each coupon or offer to receive 5,000 PC points with a purchase at the checkout in participating grocery stores where President's Choice® products are sold. See coupons or offers for full details. Coupons or offers have no cash value.
In addition, if you apply online through RateSupermarket.ca by July 29th, 2016 receive a bonus 30,000 PC points which will be awarded to your account after your first purchase of $50.00 or more before tax at participating grocery stores where President's Choice products are sold, within 4 months of account approval.
For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard or PC Financial World Elite MasterCard account and may be terminated or changed at any time without notice.
Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

Still have an inquiry? Check out our list of Frequently Asked Questions Below.

Frequently Asked Questions

How can I check on the status of my credit card application?

In order to check the status of your application you will need to contact President's Choice Financial® directly, as RateSupermarket.ca does not have access to any of your credit card application information.

What is this giveaway?

All customers who apply for this offer through RateSupermarket.ca during the offer period June 1st, 2016 to July 29th, 2016 and are approved for the featured credit card(s) will receive offers totalling 50,000 PC® points from President's Choice Financial®.

How do I sign up for this promotion?

To participate in this promotion, you must first provide your information to RateSupermarket.ca, then click through the 'Apply online' link on the RateSupermarket.ca promotional page and apply for and qualify for the featured credit card(s) through the RateSupermarket.ca promotional page. Applicants must apply within the offer period June 1st, 2016 to July 29th, 2016 for their application to be valid.

I've been approved! When will I receive my PC® points?

Apply online and when you receive your PC Financial MasterCard credit card or PC Financial World Elite MasterCard credit card, you will also receive four welcome coupons or offers each worth 5,000 PC points. Use your PC Financial MasterCard or PC Financial World Elite MasterCard and redeem each coupon or offer to receive 5,000 PC points with any purchase at the checkout in participating grocery stores where President's Choice products are sold. See coupons or offers for full details. Coupons or offers have no cash value.
In addition, if you apply online through RateSupermarket.ca by July 29th, 2016 receive a bonus 30,000 PC points which will be awarded to your account after your first purchase of $50.00 or more before tax at participating grocery stores where President's Choice products are sold, within 4 months of account approval.
For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard or PC Financial World Elite MasterCard account and may be terminated or changed at any time without notice.
Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

I already have one of these credit cards. Can I still apply and receive 50,000 PC points upon approval?

Sorry - this promotion is open only to new online President's Choice Financial® MasterCard® credit card applicants.

When will I know if I'm approved for my credit card?

It can take up to 60 days for the lender to approve your credit card application. If you have any questions regarding the status of your application, please contact the lender directly.

Can I sign up for this offer over the phone or through my bank?

Sorry - only online credit card applications placed through the RateSupermarket.ca special promotion page are eligible for this promotion. Credit card applications submitted any other way are not eligible for this offer.

What personal information will be collected from me by RateSupermarket.ca?

To sign up for this promotion, you must provide your first and last name, phone number and email address. Please note that any information you provide in your credit card application is confidential and not accessible by RateSupermarket.ca.

Why was my credit card application declined?

Unfortunately, we can't help you with that. The lender will not provide us with any details about declined applications, so that type of information will stay private. If you want to know why your application has been declined please contact the lender directly.

I haven't received my approval yet and the promotion is ending! Will I still qualify for the 50,000 PC® points?

Don't worry - as long as you applied for the credit card, using the link on the offer page on RateSupermarket.ca, during the offer period June 1st, 2016 to July 29th, 2016, you can still qualify for the offer. Qualification for this offer is based on application dates, not approval dates.

Who do I contact for more information regarding this promotion?

You can contact the RateSupermarket.ca Customer Care team directly at customercare@ratesupermarket.ca, or phone us at 1-866-462-4779.

Vendor Disclaimer:
The listed merchants are in no way affiliated with RateSupermarket.ca, nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant's sole discretion. The Toronto-Dominion Bank is not responsible or liable for any aspect of this offer.

1) Information on how to apply for the Offer are part of these Terms and Conditions.

2) Participation in this Offer is deemed acceptance of these Terms and Conditions.

3) Offer is not valid in conjunction with any other promotion.

4) Offer commences at 10:00AM EST on April 1st, 2016, and closes at 3:59PM EST on May 31st 2016 ("Offer Period").

5) In order to qualify for the Offer participants must:

• Not already have a Tangerine Money-Back Credit Card account. This promotion is only open to Tangerine Money-Back Credit Card applicants.
• Provide your contact information to RateSupermarket.ca.
• Click on the appropriate link on the RateSupermarket.ca ("The Promoter") website to apply for the featured credit card(s). Applications placed over the phone OR through online chat will not be valid.
• Complete the Tangerine Money-Back Credit Card application and receive confirmation from the lender that the application has been approved.
• Participant details provided to The Promoter for the e-gift card offer must match the details used to apply for the credit card(s). If any details are inconsistent or do not match, then the offer is invalid.

6) All participants who apply for the Offer during the Offer Period, and are approved for the applicable credit card, will receive a free e-gift card via email from RateSupermarket.ca.

7) The Offer is one (1) e-gift card per approved credit card. Individuals are only eligible to receive one (1) credit card for the duration of the promotion and one (1) gift card. E-Gift cards will only be fulfilled following confirmation of approval from the lender.

8) E-Gift cards will be emailed to qualified participants to the email address the participant provides. Neither the Promoter nor the credit card issuer/lender are responsible for email address inaccuracies provided by the participant.

9) The Offer is non-transferable and there is no cash alternative.

10) Offer is only open to Canadian residents who are age of majority in their province/territory of residence.

11) Approved credit card applicants will be notified by the lender. Notification that the participant has successfully qualified for the Offer will come from The Promoter by email.

12) The Promoter's decision is final and no correspondence will be entered into.

13) The Promoter will not have access to any personal details provided for the credit card application and is not responsible in any way for the approval of credit card applications.

14) Participants consent to the Promoter using the participant's name, email address and mailing address to verify approved credit card applications.

15) Please review The Promoter's Privacy Policy, which also governs this promotion.

16) Completed credit card applications can take up to 60 days to be processed by the lender.

17) The Offer will still be distributed to participants who have successfully qualified up to 60 days after the end of the Offer Period.

18) The Promoter will distribute the Offer to participants who have successfully qualified following confirmation from Tangerine that the credit card application has been approved. Please allow up to 4 weeks for processing.

19) Neither the Promoter nor the credit card issuer/lender are responsible for lost, late, misdirected or otherwise undeliverable mail, or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by the Promoter, participants or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a participant's ability to participate in the promotion.

20) All content included within the Offer, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of The Promoter or its content suppliers and protected by Canadian copyright laws.

21) The Promoter reserves the right at their sole discretion to disqualify any individual that tampers or attempts to tamper with the operation of the promotion or violates the promotion rules or terms and conditions.

22) The Offer is void where prohibited.

23) Any issues with e-gift card fulfillment must be brought to the attention of the Promoter within 3 months of the application date.

How do I apply for this promotion and receive my gift card?

Step 1: Fill out your details on the RateSupermarket.ca promo page!
Once you're done, hit the Apply Online button to be transferred to the secure online Tangerine credit card application form. Complete the credit card application form and submit it to Tangerine - your application is finished.

Step 2: Receive your login details from RateSupermarket.ca.
You will receive a RateSupermarket.ca email with your user log in and password information. Keep this info to access your RateSupermarket.ca user profile.

Step 3: Confirm your qualification.
Once you have received approval from Tangerine for your new credit card account, log in to your RateSupermarket.ca profile to check the status of your offer. Please note it can take up to 60 days for Tangerine to process and confirm the status of your application.

RateSupermarket.ca must receive confirmation of your credit card account approval from Tangerine before your e-gift card can be sent. This can take up to 4 weeks. Log in to your profile at any time to see your status.

Step 4: Get your gift card!
Once RateSupermarket.ca receives confirmation of your approval from Tangerine, your e-gift card will be emailed to the email address you provided to RateSupermarket.ca. Please allow up to 4 weeks for processing.

Still have an inquiry? Check out our list of Frequently Asked Questions Below.

Frequently Asked Questions

I already have my new credit card, but have not yet received my gift card. Why?

RateSupermarket.ca must receive confirmation of your credit card approval from Tangerine first before sending out your e-gift card, even if you have already received your new credit card.

It can take up to 4 weeks for Tangerine to confirm this information with RateSupermarket.ca. Unfortunately, RateSupermarket.ca cannot contact Tangerine directly for information about your application status as your personal information is kept confidential. Once RateSupermarket.ca receives confirmation of your qualification, your e-gift card will be emailed to the email address you have provided to RateSupermarket.ca. Please allow up to 4 weeks for processing.

How can I check on the status of my credit card application?

Log in to your RateSupermarket.ca user profile to see the status of your gift card qualification. You will receive login details for your profile from RateSupermarket.ca when you apply for this promotion. Can't find your login or password? Follow the password recovery directions, or email customercare@ratesupermarket.ca.

What is this giveaway?

All customers who apply during the offer period (April 1st 2016 to May 31st 2016) and are approved for the featured credit card will receive a FREE e-gift card from RateSupermarket.ca.

How do I sign up for this promotion?

To participate in this promotion, you must first provide your information to RateSupermarket.ca, then click through the 'Apply Online' link on the RateSupermarket.ca promotional page and apply for and qualify for the featured credit card through the RateSupermarket.ca promotional page. Applicants must apply within the offer period (April 1st 2016 to May 31st 2016) for their application to be valid.

I've been approved! When will I receive my gift card?
Great! Once you have received confirmation of your qualification, follow these steps:

● Wait for RateSupermarket.ca to receive confirmation of your status from Tangerine. Please note this can take up to 4 weeks.
● Once RateSupermarket.ca has confirmation of your approval, you will be emailed your gift card to the email address you provided to RateSupermarket.ca. Please allow up to 4 weeks for processing.

I already have one of these credit cards. Can I still apply and receive a gift card upon approval?

Sorry - this promotion is open only to new Tangerine Money-Back Credit Card applicants.

Is this giveaway open to everyone?

This giveaway is open to subscribers of RateSupermarket.ca only. If you are not a subscriber, you must subscribe before you apply for your credit card in order to be able to claim your e-gift card. You may unsubscribe any time after you have received your gift card, if you wish.

When will I know if I'm approved for my credit card?

It can take up to 60 days for the lender to approve your credit card application. If you have any questions regarding the status of your application, please contact the lender directly.

Can I sign up for this offer over the phone or through my bank?

Sorry - only credit card applications placed through the RateSupermarket.ca special promotion page are eligible for this promotion. Credit card applications submitted any other way are not eligible for a gift card.

What personal information will be collected from me by RateSupermarket.ca?

To sign up for this promotion, you must provide your first and last name, phone number and email address.

Please note that any information you provide in your credit card application is confidential and not accessible to RateSupermarket.ca.

Why was my credit card application declined?

Unfortunately, we can't help you with that. But that's a good thing! The lender will not provide us with any details about declined cards, so that type of information will stay private. If you want to know why your application has been declined please contact the lender directly.

I haven't received my approval yet and the promotion is ending! Will I still qualify for my gift card?

Don't worry - as long as you applied for the credit card, using the link on the offer page on RateSupermarket.ca, during the offer period (April 1st 2016 to May 31st 2016), you can still qualify for the offer. Qualification for this offer is based on application dates, not approval dates.

Who do I contact for more information regarding this promotion?

You can contact the RateSupermarket.ca Customer Care team directly at customercare@ratesupermarket.ca, or phone us at 1-866-462-4779.

Vendor Disclaimer:
The listed merchants are in no way affiliated with RateSupermarket.ca, nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant's sole discretion. The Toronto-Dominion Bank is not responsible or liable for any aspect of this offer.

1) Information on how to apply for the Offer are part of these Terms and Conditions.

2) Participation in this Offer is deemed acceptance of these Terms and Conditions.

3) Offer is not valid in conjunction with any other promotion.

4) Offer commences at 5:00AM EST on March 1st, 2016, and closes at 11:59PM EST on April 29th, 2016 ("Offer Period").

5) In order to qualify for the Offer participants must:

• Click on the appropriate link from the RateSupermarket.ca ("The Promoter") website to apply for the featured credit card(s). Applications placed over the phone OR through online chat will not be valid.
• Complete the MBNA Platinum Plus® MasterCard® credit card application and receive confirmation from the lender that the application has been approved.
• Provide RateSupermarket.ca with last four digits of the approved credit card and email details for distribution of gift card upon approval. The Promoter is responsible for the fulfillment of gift cards in connection with this promotion.
• Participant details provided to The Promoter for the gift card offer must match the details used to apply for the credit card(s). If any details are inconsistent or do not match, then the offer is invalid.
• Not already have an MBNA Platinum Plus MasterCard® credit card account. This promotion is only open to new MBNA Platinum Plus MasterCard® credit card holders.

6) All participants who apply for the Offer during the Offer Period, and are approved, will receive a free gift card from RateSupermarket.ca.

7) The Offer is one (1) gift card per approved credit card. Individuals are only eligible to receive one (1) credit card for the duration of the promotion and one (1) gift card. Gift cards will only be fulfilled following confirmation of approval from the lender.

8) Gift cards will be emailed to qualified participants to the email address the participant provides. Neither the Promoter nor the credit card issuer/lender are responsible for email address inaccuracies provided by the participant.

9) The Offer is non-transferable and there is no cash alternative.

10) Offer is only open to Canadian residents.

11) Approved credit card applicants will be notified by the lender. Notification that the participant has successfully qualified for the Offer will come from The Promoter by email.

12) The Promoter's decision is final and no correspondence will be entered into.

13) The Promoter will not have access to any personal details provided for the credit card application and is not responsible in any way for the approval of credit card applications.

14) Participants consent to the Promoter using the participant's name, email address and mailing address to verify approved credit card applications.

15) Please review The Promoter's Privacy Policy, which also governs this promotion.

16) Completed credit card applications can take up to 60 days to be processed by the lender.

17) The Offer will still be distributed to participants who have successfully qualified up to 60 days after the end of the Offer Period.

18) The Promoter will distribute the Offer to participants who have successfully qualified following confirmation from MBNA that the credit card application has been approved. Please allow up to 4 weeks for processing.

19) Neither the Promoter nor the credit card issuer/lender are responsible for lost, late, misdirected or otherwise undeliverable mail, or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by the Promoter, participants or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a participant's ability to participate in the promotion.

20) All content included within the Offer, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of The Promoter or its content suppliers and protected by Canadian copyright laws.

21) The Promoter reserves the right at their sole discretion to disqualify any individual that tampers or attempts to tamper with the operation of the promotion or violates the promotion rules or terms and conditions.

22) The Offer is void where prohibited.

23) Any issues with gift card fulfillment must be brought to the attention of the Promoter within 3 months of the application date.

How do I apply for this promotion and receive my gift card?

Step 1: Fill out your details on the RateSupermarket.ca promo page!
Once you're done, hit the Apply Online button to be transferred to the secure online MBNA® credit card application form. Complete the credit card application form and submit it to MBNA - your application is finished.

Step 2: Receive your login details from RateSupermarket.ca.
You will receive a RateSupermarket.ca email with your user log in and password information. Keep this info - you'll need it later to claim your gift card.

Step 3: Confirm your qualification.
Once you have received approval from MBNA for your new credit card account, log in to your RateSupermarket.ca profile and add the last 4 digits of your new credit card. Please note it can take up to 60 days for MBNA to process and confirm the status of your application.

RateSupermarket.ca must receive confirmation of your credit card account approval from MBNA before your gift card can be sent. This can take up to 4 weeks. Log in to your profile at any time to see your status.

Step 4: Get your gift card!
Once RateSupermarket.ca receives confirmation of your approval from MBNA, your gift card will be emailed to the email address provided. Please allow up to 4 weeks for processing.

Still have an inquiry? Check out our list of Frequently Asked Questions Below.

Frequently Asked Questions

I already have my new credit card, but have not yet received my gift card. Why?

RateSupermarket.ca must receive confirmation of your credit card approval from MBNA first before sending out your gift card, even if you have already received your new credit card.

It can take up to 4 weeks for MBNA to confirm this information with RateSupermarket.ca. Unfortunately, RateSupermarket.ca cannot contact MBNA directly for information about your application status as your personal information is kept confidential. Once RateSupermarket.ca receives confirmation of your qualification, your gift card will be emailed to the email address you have provided. Please allow up to 4 weeks for processing.

How can I check on the status of my application?

Log in to your RateSupermarket.ca user profile to see the status of your gift card qualification. You will receive login details for your profile from RateSupermarket.ca when you apply for this promotion. Can't find your login or password? Follow the password recovery directions, or email customercare@ratesupermarket.ca.

What is this giveaway?

All customers who apply during the offer period (March 1st 2016 to April 29th 2016) and are approved for the featured credit card will receive a FREE gift card from RateSupermarket.ca.

How do I sign up for this promotion?

To participate in this promotion, you must apply for and qualify for the featured credit card through the RateSupermarket.ca promotional page. Applicants must apply within the offer period (March 1st 2016 to April 29th 2016) for their application to be valid.

I've been approved! When will I receive my gift card?
Great! Once you have received confirmation of your qualification, follow these steps:

● Log in to your RateSupermarket.ca profile and enter the last 4 digits of your new credit card.
● Wait for RateSupermarket.ca to receive confirmation of your status from MBNA. Please note this can take up to 4 weeks.
● Once RateSupermarket.ca has confirmation of your approval, you will be emailed your gift card to the email address provided. Please allow up to 4 weeks for processing.

I already have one of these credit cards. Can I still apply and receive a gift card upon approval?

Sorry - this promotion is open only to new MBNA Platinum Plus MasterCard® credit cardholders.

Is this giveaway open to everyone?

This giveaway is open to subscribers of RateSupermarket.ca only. If you are not a subscriber, you must subscribe to claim your gift card. You may unsubscribe any time after you have received your gift card, if you wish.

When will I know if I'm approved for my credit card?

It can take up to 60 days for the lender to approve your credit card application. If you have any questions regarding the status of your application, please contact the lender directly.

Can I sign up for this offer over the phone or through my bank?

Sorry - only credit card applications placed through RateSupermarket.ca's special promotion page are eligible for this promotion. Credit card applications submitted any other way are not eligible for a gift card.

What personal information will be collected from me by RateSupermarket.ca?

To sign up for this promotion, you must provide your first and last name, email address, province and mailing address. You will also be required to enter the last 4 numbers of your new credit card once you receive it into your RateSupermarket.ca User Profile.

Please note that any information you provide in your credit card application is confidential and not accessible to RateSupermarket.ca.

Why was my credit card application declined?

Unfortunately, we can't help you with that. But that's a good thing! The lender will not provide us with any details about declined cards, so that type of information will stay private. If you want to know why your application has been declined please contact the lender directly.

I haven't received my approval yet and the promotion is ending! Will I still qualify for my gift card?

Don't worry - as long as you applied for the credit card, using the link on the offer page, during the offer period (March 1st 2016 to April 29th 2016), you can still qualify for the offer.

Who do I contact for more information regarding this promotion?
You can contact the RateSupermarket.ca Customer Care team directly at customercare@ratesupermarket.ca, or phone us at 1-866-462-4779.

Vendor Disclaimer:

The listed merchants are in no way affiliated with RateSupermarket.ca and President's Choice Bank, nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to e-gift cards. Please see the merchant e-gift card for additional terms and conditions, which are subject to change at merchant's sole discretion. President's Choice Bank is not responsible or liable for any aspect of this offer.

Terms & Conditions

1) Information on how to apply for the Offer are part of these Terms and Conditions.

2) Participation in this Offer is deemed acceptance of these Terms and Conditions.

3) Offer is not valid in conjunction with any other promotion.

4) Offer commences at 5:00AM EST on February 3rd, 2016 and closes at 3:59PM EST on March 31st, 2016 ("Offer Period").

5) In order to qualify for the Offer participants must:

• Not already have any President's Choice Financial® MasterCard® credit card account. This promotion is only open to new President's Choice Financial® MasterCard® or President's Choice Financial® World Elite MasterCard® credit card applicants.
• Provide your contact information to RateSupermarket.ca.
• Click on the appropriate link on the RateSupermarket.ca ("The Promoter") website to apply for the featured credit card(s). Applications placed over the phone OR through online chat will not be valid.
• Complete the President's Choice Financial® MasterCard® and President's Choice Financial® World Elite MasterCard® application and receive confirmation from the lender that the application has been approved.
• The Promoter is responsible for the fulfillment of e-gift cards in connection with this promotion.
• Participant details provided to The Promoter for the e-gift card offer must match the details used to apply for the credit card(s). If any details are inconsistent or do not match, then the offer is invalid.

6) All participants who apply for the Offer during the Offer Period, and are approved for the applicable credit card, will receive a free e-gift card via email from RateSupermarket.ca.

7) All eligible participants who apply for the Offer during the Offer Period, and are approved for the applicable credit card, will receive offers totalling 20,000 PC® points as follows:

When you receive your PC Financial MasterCard credit card or PC Financial World Elite MasterCard credit card, you will also receive four welcome coupons or offers each worth 5,000 PC points. Use your PC Financial MasterCard or PC Financial World Elite MasterCard and redeem each coupon or offer to receive 5,000 PC points with any purchase at the checkout in participating grocery stores where President's Choice products are sold. See coupons or offers for full details. Coupons or offers have no cash value.
For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard or PC Financial World Elite MasterCard account and may be terminated or changed at any time without notice.
Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

8) The Offer is one (1) e-gift card per approved credit card account. Individuals are only eligible to receive one (1) credit card for the duration of the promotion and one (1) e-gift card. E-gift cards will only be fulfilled following confirmation of approval from the lender.

9) E-gift cards will be emailed to qualified participants to the email address the participant provides. Neither the Promoter nor the credit card issuer/lender are responsible for email address inaccuracies provided by the participant.

10) The Offer is non-transferable and there is no cash alternative.

11) Offer is only open to Canadian residents who are age of majority in their province/territory of residence.

12) Approved credit card applicants will be notified by the lender. Notification that the participant has successfully qualified for the Offer will come from The Promoter by email.

13) The Promoter's decision is final.

14) The Promoter will not have access to any personal details provided for the credit card application and is not responsible in any way for the approval of credit card applications.

15) Participants consent to the Promoter using the participant's name and email address to verify approved credit card applications.

16) Please review The Promoter's Privacy Policy, which also governs this promotion.

17) Completed credit card applications can take up to 60 days to be processed by the lender.

18) The Offer will still be distributed to participants who have successfully qualified up to 60 days after the end of the Offer Period.

19) The Promoter will distribute the Offer to participants who have successfully qualified following confirmation from President's Choice Bank that the credit card application has been approved. Please allow up to 4 weeks for processing.

20) Neither the Promoter nor the credit card issuer/lender are responsible for lost, late, misdirected or otherwise undeliverable mail, or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by the Promoter, participants or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a participant's ability to participate in the promotion.

21) All content included within the Offer, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of The Promoter or its content suppliers and protected by Canadian copyright laws.

22) The Promoter reserves the right at their sole discretion to disqualify any individual that tampers or attempts to tamper with the operation of the promotion or violates the promotion rules or terms and conditions.

23) The Offer is void where prohibited.

24) Any issues with e-gift card fulfillment must be brought to the attention of the Promoter within 3 months of the application date.

How do I apply for this promotion and receive my e-gift card and 20,000 PC® points?

Step 1: Fill out your details on the RateSupermarket.ca promo page!
Once you're done, hit the Apply Online button to be transferred to the secure online President's Choice Financial® MasterCard® credit card application form. Complete the credit card application form and submit it to Presidents Choice Financial® - your application is finished.

Step 2: Receive your login details from RateSupermarket.ca.
You will receive a RateSupermarket.ca email with your user log in and password information. Keep this info to access your RateSupermarket.ca user profile.

Step 3: Confirm your qualification.
Once you have received approval from President's Choice Financial® for your new credit card account, log in to your RateSupermarket.ca profile to check the status of your offer. Please note it can take up to 60 days for President's Choice Financial® to process and confirm the status of your application.

RateSupermarket.ca must receive confirmation of your credit card account approval from President's Choice Financial® before your e-gift card can be sent. This can take up to 6 weeks.

Step 4: Get your gift card!
Once RateSupermarket.ca receives confirmation of your approval from President's Choice Financial®, your e-gift card will be emailed to the email address you provided to RateSupermarket.ca. Please allow up to 4 weeks for processing.

Step 5: Get your 20,000 PC® points!
When you receive your PC Financial MasterCard credit card or PC Financial World Elite MasterCard credit card, you will also receive four welcome coupons or offers each worth 5,000 PC points. Use your PC Financial MasterCard or PC Financial World Elite MasterCard and redeem each coupon or offer to receive 5,000 PC points with a purchase at the checkout in participating grocery stores where President's Choice® products are sold. See coupons or offers for full details. Coupons or offers have no cash value.

For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard or PC Financial World Elite MasterCard account and may be terminated or changed at any time without notice.

Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

Still have an inquiry? Check out our list of Frequently Asked Questions Below.

Frequently Asked Questions

I already have my new credit card, but have not yet received my gift card. Why?

RateSupermarket.ca must receive confirmation of your credit card approval from President's Choice Financial® first before sending out your e-gift card, even if you have already received your new credit card.

It can take up to 6 weeks for President's Choice Financial® to confirm this information with RateSupermarket.ca. Unfortunately, RateSupermarket.ca cannot contact President's Choice Financial® directly for information about your application status as your personal information is kept confidential. Once RateSupermarket.ca receives confirmation of your qualification, your e-gift card will be emailed to the email address you have provided to RateSupermarket.ca. Please allow up to 4 weeks for processing.

How can I check on the status of my credit card application?

Log in to your RateSupermarket.ca user profile to see the status of your gift card qualification. You will receive login details for your profile from RateSupermarket.ca when you apply for this promotion. Can't find your login or password? Follow the password recovery directions, or email customercare@ratesupermarket.ca.

What is this giveaway?

All customers who apply during the offer period (February 3rd 2016 to March 31st 2016) and are approved for the featured credit card will receive a FREE e-gift card from RateSupermarket.ca.

How do I sign up for this promotion?

To participate in this promotion, you must first provide your information to RateSupermarket.ca, then click through the 'Apply Online' link on the RateSupermarket.ca promotional page and apply for and qualify for the featured credit card through the RateSupermarket.ca promotional page. Applicants must apply within the offer period (February 3rd 2016 to March 31st 2016) for their application to be valid.

I've been approved! When will I receive my gift card?
Great! Once you have received confirmation of your qualification, follow these steps:

● Wait for RateSupermarket.ca to receive confirmation of your status from President's Choice Financial®. Please note this can take up to 6 weeks.
● Once RateSupermarket.ca has confirmation of your approval, you will be emailed your e-gift card to the email address you provided to RateSupermarket.ca. Please allow up to 4 weeks for processing.

When will I receive my PC® points?

When you receive your PC Financial MasterCard credit card or PC Financial World Elite MasterCard credit card, you will also receive four welcome coupons or offers each worth 5,000 PC points. Use your PC Financial MasterCard or PC Financial World Elite MasterCard and redeem each coupon or offer to receive 5,000 PC points with any purchase at the checkout in participating grocery stores where President's Choice products are sold. See coupons or offers for full details. Coupons or offers have no cash value.

For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard or PC Financial World Elite MasterCard account and may be terminated or changed at any time without notice.

Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pc.ca for details.

I already have one of these credit cards. Can I still apply and receive a gift card upon approval?

Sorry - this promotion is open only to new President's Choice Financial® MasterCard® and President's Choice Financial® World Elite MasterCard® credit card applicants.

Is this giveaway open to everyone?

This giveaway is open to subscribers of RateSupermarket.ca only. If you are not a subscriber, you must subscribe before you apply for your credit card in order to be able to claim your e-gift card. You may unsubscribe any time after you have received your gift card, if you wish.

When will I know if I'm approved for my credit card?

It can take up to 60 days for the lender to approve your credit card application. If you have any questions regarding the status of your application, please contact the lender directly.

Can I sign up for this offer over the phone or through my bank?

Sorry - only online credit card applications placed through the RateSupermarket.ca special promotion page are eligible for this promotion. Credit card applications submitted any other way are not eligible for a gift card.

What personal information will be collected from me by RateSupermarket.ca?

To sign up for this promotion, you must provide your first and last name, phone number and email address.

Please note that any information you provide in your credit card application is confidential and not accessible by RateSupermarket.ca.

Why was my credit card application declined?

Unfortunately, we can't help you with that. The lender will not provide us with any details about declined cards, so that type of information will stay private. If you want to know why your application has been declined please contact the lender directly.

I haven't received my approval yet and the promotion is ending! Will I still qualify for my gift card?

Don't worry - as long as you applied for the credit card, using the link on the offer page on RateSupermarket.ca, during the offer period (February 3rd 2016 to March 31st 2016), you can still qualify for the offer. Qualification for this offer is based on application dates, not approval dates.

Who do I contact for more information regarding this promotion?
You can contact the RateSupermarket.ca Customer Care team directly at customercare@ratesupermarket.ca, or phone us at 1-866-462-4779.