Tangerine Money-Back Credit Card
Tangerine Money-Back Credit Card
Apply by October 31, 2019 for the Tangerine Money-Back Credit Card and you could earn 4% Money-Back Rewards in up to 3 Categories for 3 Months.*
|Annual Fee||Interest Rate||Balance Transfer||Cash Advance||Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months||Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!|
|$0.00||19.95%||1.95% *19.95% after 6 months||19.95%||Excellent||4.00% *4% rewards in 2 Money-Back Categories|
Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months
Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
1.95% *19.95% after 6 months
4.00% *4% rewards in 2 Money-Back Categories
Earn 4%* Money-Back Rewards on purchases in two Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
- This Promotion is only available to new Tangerine Money-Back Credit Card Account holders who apply between April 22, 2019 and October 31, 2019, and activate their Credit Card no more than 45 calendar days from the date Tangerine approves the application.
- 4% Cash-back will be earned for a 92-day period beginning on the date the Tangerine Money-Back Credit Card is activated. At the end of the 92-day period, Cash-back will be 2% on the selected 2 categories.
No limit on the amount of Money-Back Rewards you can earn.
Change your 4% Money-Back Categories to suit your spending.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 4% Money-Back Category.
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months (19.95% after that).†
Features and Benefits
- Purchase protection and extended warranty
*All other Terms and Conditions for the Tangerine Money-Back Credit Card and the Tangerine Money-Back Rewards program remain unchanged. If the chosen 2% Money-Back Categories are changed at any time during the 92-day period while this Promotion is in effect, the 4% Promotional rate will be automatically transferred to the new chosen categories.
†This offer is only available to new applicants for the Tangerine Money-Back Credit Card who are approved. A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within the first 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer is posted to the Account (the "Promotional Rate Period"). If you still have an amount owing from your Balance Transfer when the Promotional Rate ends, the Cash Advance interest rate (currently 19.95%) will apply. You must activate your Account within 45 days for the Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. Balance Transfers may not exceed the available credit on the Account. If the Balance Transfer exceeds the available credit, the transaction won't be processed. A 3.00% Balance Transfer Fee will be charged on each Balance Transfer amount. Interest doesn't accrue on the Balance Transfer Fee, however it's included in the Minimum Payment amount on your monthly statement. You must continue to make all of your monthly Minimum Payments by the payment due dates shown on your monthly statements. If you don't make 2 consecutive monthly minimum payments during the Promotional Rate Period, or at any time thereafter, you will lose the benefit of this offer and an interest rate of 24.95% will apply to your Account including any Balance Transfers. You must continue to make the Minimum Payments on your Tangerine Money-Back Credit Card Account, regardless of whether the Balance Transfer has been processed to your Tangerine Money-Back Credit Card Account. Balance Transfers may not be used to transfer a balance to or from another Tangerine Account. Balance Transfers don't earn Tangerine Money-Back Rewards. This offer may be changed, cancelled or extended at any time without notice.
Orange Alerts are emailed to you so that you're up-to-date on what's happening in your Account.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.
®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.
Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.
Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.
Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete detailsApply Online