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Scotiabank® Rewards VISA* card

Scotiabank® Rewards VISA* card

Earn travel rewards with no annual fee

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 19.99% 22.99% 22.99% Good 0.50% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Earn 1 Scotia Rewards points for every $2 you spend

  • Extraordinary travel benefits

  • Flexible Point Redemption

  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.

  • Receive up to 25% off qualifying car rentals

  • Redeem points for merchandise and other rewards


Features and Benefits

  • Purchase protection and extended warranty
  • Avis Rental Car Discount

RateSupermarket.ca's Review

As far as travel reward credit cards go, the Scotiabank® Rewards VISA* card barely stacks up to most others on the market. Cardholders earn 1 Scotia Rewards point for every $2 spent on the card, which can be redeemed for travel or merchandise. This reward return is exceptionally low, especially when compared to cards that offer up to 4 points for every $1


The card does not offer comprehensive travel insurance, as many travel cards do these days, although cardholders do have access to discounts at select hotels and car rental locations (a feature not unique to this card - you can find this in most competitive travel card). Even for no annual fee, there are much better options out there for your wallet.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
82,100 30,000 13,500 24,100

Top Features About Scotiabank® Rewards VISA* card

  • No annual fee
  • Discounts and special offers on hotels, airfare, car rentals
  • Redeem points for travel or merchandise


  • No annual fee
  • Discounts and special offers on hotels, airfare, car rentals
  • Redeem points for travel or merchandise


  • Sub-par reward return - only 1 point for every $2 spent on the card
  • No travel insurance

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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