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Scotiabank PassportTM Visa Infinite* Card

Scotiabank PassportTM Visa Infinite* Card

Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$139.00 19.99% 22.99% 22.99% Excellent 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Earn up to 35,000 bonus Scotia Rewards points in your first year (that's up to $350 towards travel )

  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)

  • Enjoy no FX Mark-up

  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year

  • Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.


RateSupermarket.ca's Review

For all you frequent flyers, the Scotiabank Passport™ Visa Infinite* can easily get you to your next destination and provide you with extensive luxury travel benefits and insurance, with the added benefit of no foreign exchange fees. This is a rarity for credit cards in the Canadian market as of late, which is why travellers across the country are currently going crazy over this card.

The Scotiabank Passport™ Visa Infinite* earns two Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more). You also earn one Scotia Rewards point on every $1 you spend on all other eligible purchases.

New cardholders are also eligible to earn 25,000 bonus points with their first $1,000 in everyday purchases in the first 3 months of cardmembership. If you can stretch to $40,000 in purchases in the first year, you will receive an additional 10,000 bonus points.

And in terms of perks, the Scotiabank Passport™ Visa Infinite* comes with a lot of competitive travel benefits and rewards on everyday purchases.

Earning Potential: $562.83-worth of Scotia Rewards points

How does this card stack up to other cash back options? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.


Assuming $1,600 is spent on the card monthly, in the following categories*:


Pharmacy Food Gas
$55.33 $710.58 $134.31**
Travel Other Monthly Total
$151.21 $548.57 $1,600


Reward points earned over a 24-month period: 84,083 Scotia Rewards points
Monetary worth: $840.83
Total (subtracting annual fee): $562.83


*Source: Statistics Canada
**Based on $1.00/litre gas prices
***Includes 25,000 bonus Scotia Rewards points


Within three months, the card already reaps benefits, as their bonus point offer alone qualifies for a flight worth $250. But you can also use the points towards accommodations, gift cards, merchandise from Apple, Best Buy or other brand names, a donation to charity, or even a credit towards your account so your balance is reduced. The card also has a flexible redemption process which makes it a decent everyday option.


  • No foreign exchange fees on international purchases.
  • As mentioned before, cardholders get a bonus 25,000 Scotia Rewards points once they spend at least $1,000 in net purchases (purchases less returns, refunds or other similar credits) in the first three months from the date the account was opened. That's worth $250!
  • Cardholders are eligible to earn an annual 10,000 Scotia Rewards point bonus if they spend at least $40,000 in everyday eligible purchases in the first year.
  • The first supplementary card is free, so you and your partner, spouse, etc. can work towards your next trip.
  • Cardholders aren't limited to black-out periods or booking with specific airlines when using this card. Bookings can be made through the Scotia Rewards Travel Service, which also comes with the benefit of the Best Price Guarantee on airfare. If you book a flight on the Scotia Rewards Travel Service site or with a Scotiabank Travel Rewards Representative and, within 24 hours, find a price for the exact same itinerary that's at least $10 less, Scotia Rewards Travel Service will offer you a points credit equal to the price difference, per passenger.
  • Alternatively, cardholders can book travel online or through a travel agency and redeem Scotia Rewards points to cover the cost of their trip.


  • The card carries a $139 annual fee.
  • You need to redeem a minimum of 5,000 points if you are looking to redeem points for a travel purchase. But if you receive the 25,000 bonus points, this may not even be a problem.

Additonal benefits

  • Complimentary airport lounge access (Priority Pass™ membership), with six passes per year from the date of enrollment. This is impressive since not many Canadian credit cards only offer more than four lounge visits per year.
  • Complimentary Avis® Preferred Plus membership.
  • Access to Visa Infinite Benefits, including the Visa Luxury Hotel Collection and Infinite Concierge. With the Luxury Hotel Collection, you're guaranteed the best available rate, upgrades, complimentary meals and VIP treatment when you book with certain premium hotels like Peninsula, Park Hyatt, and Shangri-La. Infinite Concierge offers 24/7 complimentary personal assistance in planning your trip, accommodations, and reservations.


Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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