Scotiabank®* Gold American Express® Card
Scotiabank®* Gold American Express® Card
Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$120.00 *$29.00 each Supplementary Card
- Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
- Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
- Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 Scotia Rewards point for every $1 you spend on all other eligible everyday purchases in any currency
- No foreign transaction fees*
- Complimentary Concierge Services 24/7
- Amex exclusive benefits (Front Of The Line®)
- Rates, fees, offers and other information are effective as of March 2, 2020. Subject to change.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Features and Benefits
- Purchase protection and extended warranty
- Baggage insurance
- Flight delay insurance
- Rental vehicle insurance
- Travel medical insurance
- Travel accident insurance
† 20,000 Bonus Point Offer Description: To be eligible for the 20,000 bonus Scotia Rewards points offer (this "Offer"), you must have at least $1,000 in eligible transactions posted to your new Scotiabank Gold American Express Card account ("Account") in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer applies to new Accounts only opened by July 1, 2020.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change. Offers may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete detailsApply Online