Scotiabank®* American Express® Card
Scotiabank®* American Express® Card
Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 *$0.00 each Supplementary Card
- Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of August 1, 2019. Subject to change.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Features and Benefits
- Purchase protection and extended warranty
- Baggage insurance
- Flight delay insurance
- Rental vehicle insurance
- Travel medical insurance
- Trip interruption or cancellation insurance
- Travel accident insurance
◊ Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 5,000 bonus Scotia Rewards points offer (the "Offer"). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Offer Description: To be eligible for the 5,000 bonus Scotia Rewards points offer (this "Offer"), you must have at least $500 in eligible purchases posted to your Scotiabank credit card account ("Account") in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer applies to a new Account only opened by March 1, 2020.
Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change. Offers may be changed, cancelled or extended and cannot be combined with any other offers.
Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete detailsApply Online