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Scotiabank®* American Express® Card

Scotiabank®* American Express® Card

Earn 5000 Bonus Scotia Rewards Points

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$39.00 19.99% 22.99% 22.99% Good 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Earn 2x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

  • Earn one point on all other eligible purchases

  • Earn 5000 bonus Scotia Rewards Points for accounts opened by October 31, 2016.

  • Extraordinary travel benefits

  • Flexible Point Redemption

  • Comprehensive travel insurance

  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.

  • Redeem points for merchandise and other rewards

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance
  • Avis Rental Car Discount

RateSupermarket.ca's Review

The Scotiabank®* American Express® Card is the second tier version of the Scotiabank®* Gold American Express® Card. At $39 a year, the card offers a less competitive reward program than its Gold counterpart, though points can still be redeemed for the same travel and merchandise. The card offers 2 Scotia Rewards points for every $1 spent at eligible gas stations, grocery stores and on dining and entertainment, and 1 point for every $1 spent on all other eligible purchases.


Cardholders also receive 5,000 bonus Reward points upon first purchase, worth $50 in travel. On top of discounts at select hotel and car rental locations, the Scotiabank®* American Express® Card comes with comprehensive travel insurance, so cardholders are covered for trip interruption, rental car collision/loss, and up to $250,000 in common carrier travel accident insurance - a good array of coverage, but the Gold version's offering is still more packed.


One thing to keep in mind for both the Scotiabank American Express cards - not all merchants accept AMEX cards, which could be inconvenient when trying to collect points on all purchases.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
82,100 30,000 13,500 24,100

Top Features About Scotiabank®* American Express® Card

  • Comprehensive travel insurance
  • Purchase security, extended warranty insurance, and price protection service
  • Earn 2 points for every dollar spent at eligible gas stations, grocery stores, or on dining and entertainment (many rewards cards don't offer a return on dining and entertainment purchases!)
  • 5,000 bonus points - worth $50 in travel


  • 5,000 bonus points - worth $50 in travel
  • Earn up to 2 points for every $1 spent on the card
  • Redeem points for travel and merchandise
  • Comprehensive travel insurance
  • Purchase security, extended warranty insurance, and price protection service


  • $39 annual fee
  • AMEX not accepted everywhere
  • Lower reward return than other travel cards

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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