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Scotia Momentum® Visa Infinite* Card

Scotia Momentum® Visa Infinite* Card

1st year annual fee waived1

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 *$120.00 after 12 months 20.99% 22.99% 22.99% Excellent 4.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • 1st year annual fee waived!1

  • 4% on eligible bill payments and grocery store purchases

  • 2% on eligible gas station and daily transit purchases

  • 1% cashback on all other eligible everyday purchases

  • Complimentary Concierge Services 24/7

  • Visa Infinite Dining Series

  • Visa Infinite Music Series

  • Wine Country Wonders

  • Luxury Hotel Privileges

  • Comprehensive Travel insurance & New Mobile Device Insurance coverage

  • Rates, fees, and other information are effective as of August 1, 2019. Subject to change.

*See Card Provider's website and Card Application for complete card details, terms, and current offers. Reasonable efforts are made to maintain the accuracy of information.

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance
  • Avis Rental Car Discount

RateSupermarket.ca's Review

Earning potential

How does this card stack up to other rewards credit cards? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.

Assuming $1,600.00 is spent on the card monthly, at eligible retailers in the following categories:


Pharmacy Food Gas
$55.33 $710.58 $134.31
Travel Other Monthly Total
$151.21 $548.57 $1,600.00


Cash back earned over a 24-month period = $964.14
Annual fee (x2 for 24-month period) = $120.00*
Total earned over a 24-month period (rewards minus annul fee) = $844.14

*Assumes first year annual fee waived



Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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