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No-Fee ScotiaGold® VISA* Card

No-Fee ScotiaGold® VISA* Card

Essential travel benefits, with no annual fee.

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 19.99% 22.99% 22.99% Good -
  • Card Details Details
  • Our Review Review

Card Details


  • Essential travel benefits with no annual fee

  • Rental Car Collision Insurance 

  • 20% Discount at AVIS Car Rental

  • Commission-free travellers cheques

  • No annual fee

Features and Benefits

  • Purchase protection and extended warranty
  • Rental vehicle insurance
  • Avis Rental Car Discount

RateSupermarket.ca's Review

Essential travel benefits with no annual fee - that's the gist of this card. Certainly, there are better travel cards out there - the No-Fee ScotiaGold® VISA Card is a no-frills version of these. No bonus offers, no low introductory interest rates, no annual fee. Sure, there are benefits: enjoy 20% off participating AVIS car rental locations worldwide and complimentary rental car collision insurance that covers the full value of the vehicle against damage, loss or theft (provided, of course, that the full cost of the rental has been charged to your No-Fee ScotiaGold® VISA Card AND coverage offered by the rental car agency is declined).

 

In terms of other 'essential travel benefits' (insurance), this card doesn't cover those. In a market saturated with exciting travel rewards offers, this credit card falls short. Most other robust travel cards will cover car rental insurance, along with a myriad of other benefits.

Top Features About No-Fee ScotiaGold® VISA Card

  • No annual fee
  • 20% off participating AVIS car rental locations worldwide
  • Car rental collision insurance

Pros

  • No annual fee
  • 20% off participating AVIS car rental locations worldwide
  • Car rental collision insurance

Cons

  • No rewards
  • Standard interest rates
  • Only eligible for car rental collision insurance if the full cost of the rental has been charged to the card AND coverage offered by the rental car agency is declined

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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