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RBC Royal Bank® Visa Infinite Avion®

Start Avioning Today and get up to 30,000 RBC Rewards Points¹ (Up to $700 in value after the 1st year^)

RBC Royal Bank® Visa Infinite Avion®

Start Avioning Today and get up to 30,000 RBC Rewards Points¹ (Up to $700 in value after the 1st year^)

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$120.00 19.99% 22.99% 22.99% Good 2.88% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Start Avioning Today and get up to 30,000 RBC Rewards Points1 (Up to $700 in value after the 1st year^)

  • Thats 15,000 Welcome Points1 and an extra 15,000 Anniversary Points1 after your first year

  • Earn 1 RBC Rewards point for every $1 spent²

  • Earn 25% more points on travel related purchases³ and up to 15x bonus points4 at top retailers through the RBC Rewards eMall™

  • Use your points to book flights, hotel stays, cruises, vacation packages, car rentals and more5

  • Point flexibility- transfer your RBC Rewards points towards other loyalty programs

  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance, and a lot more*

  • Your entire trip, ON POINTS – redeem your points toward your credit card balance6 using Payback with Points

Features and Benefits

  • Purchase protection and extended warranty
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance

RateSupermarket.ca's Review

Enjoy one of the most flexible travel programs around, complete with extensive built-in travel insurance coverage; RBC's top travel tier offers the ultimate in booking flexibility, a wide choice of redemption options, and fantastic insurance add-ons. New cardholders will receive a 15,000 bonus point gift, which is the equivalent of a short-haul flight. This card will benefit frequent travellers - you'll earn 25% more points on any travel-related purchases, and points can also be used to pay for additional travel fees and taxes - a feature not often offered by travel credit cards.

How Much Does It Take To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
55,000 15,000 17,000 24,000

Top Features About the RBC Royal Bank® Visa Infinite‡ Avion®

  • High-value rewards and a sign-up bonus of 15,000 that's applicable to a short-haul flight.
  • Points can be used for any travel purchase, including taxes and other fees.
  • Very flexible redemption model that allows cardholders to book on any airline at any time - however, travel must be booked through the RBC Rewards centre.
  • Earn 25% more points on travel-related purchases.
  • Great travel insurance includes: Emergency Medical, Flight Delay. Rental Vehicle, Trip Interruption and Cancellation, Travel Accident, as well as Purchase Protection and Extended Warranty coverage.


  • Signup bonus of 15,000 points can be redeemed right away.
  • Flexible redemption model that allows points to be used for travel, merchandise and gift cards.
  • Enjoy the full benefits of being a Visa Infinite tier cardholder.
  • Save money on travel insurance with extensive built-in coverage


  • Pay an annual fee of $120
  • No higher earning rate promotional period
  • Travel must be booked through RBC Rewards Centre

How We Did It: Travel Rewards Earnings

Income Food Gas Travel Other Total
$72,240 $649.58* $197.42* $84.07*** $100**** $1,031.07


* http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil108a-eng.htm
** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
*** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
**** http://business.financialpost.com/2012/03/15/canadian-household-debt-declines-as-disposable-income-increases/

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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