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RBC® Visa Platinum

RBC® Visa Platinum

Save with a 5.9% Introductory Rate for 30 Months on Balance Transfers and Cash Advances Δ

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 19.99% 5.90% *22.99% after 30 months 5.90% *22.99% after 30 months Good -
  • Card Details Details
  • Our Review Review

Card Details


  • No added transfer fees

  • No annual fee

  • Premium insurance coverage for your car1, travel2 and eligible purchases3

  • Save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada§ when you link your RBC card

Features and Benefits

  • Purchase protection and extended warranty
  • Rental vehicle insurance
  • Travel accident insurance

RateSupermarket.ca's Review

This humble card doesn't offer rewards, but it does come with its benefits. Firstly, there is no fee, so if you are looking to join the Visa network without having to pay for it, this is a solid option. With a credit limit of up to $50,000, the card has serious purchasing power, and the purchase protection insurance is a great safety net.


Cardholders enjoy 24/7 travel assistance, as well as some travel insurance coverage. On top of that, if you link the card to a Petro-Points account, you save three cents per litre on fuel and earn 20% more Petro-Points each time you fill up!


Not everything in life has to be complicated. If you want a no-fuss, no-fee credit card and are not too bothered about rewards, the RBC® Visa Platinum is a great place to start.

Pros

  • This card has no annual fee.
  • You can get one additional card for free too.
  • Enjoy insurance coverage for your car, travel and eligible purchases.
  • Going on a spending spree? If you are eligible, this card has a $50,000 credit limit. (But don't spend more than you can afford to pay off!)
  • Link your card to a Petro-Points account and save 3c/L on fuel, and 20% more Petro-Points.
  • If you misplace or lose the card, you can lock it instantly using the mobile app.
  • All cardholders qualify for emergency travel assistance.

Cons

  • No rewards program. But you knew that already.

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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