11 million Canadians have compared and saved

RBC® Cash Back MasterCard

RBC® Cash Back MasterCard

A low introductory interest rate of 1.9% for 10 months on balance transfers and cash advances

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 19.99% 1.90% *22.99% after 10 months 1.90% *22.99% after 10 months Good 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • A low introductory interest rate of 1.9% for 10 months on balance transfers and cash advances

  • Earn up to 2% cash back on grocery store purchases²

  • Earn up to 1% cash back on all other purchases including pre-authorized payments²

  • Protect your eligible purchases for up to 90 days against loss, theft or damage*

  • Cash back credits accumulate automatically

  • Purchase on your card and automatically double the manufacturer's warranty up to one year*

  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and RBC Rewards points** when you link your Petro-Points card to any RBC Card online.


Features and Benefits

  • Purchase protection and extended warranty

RateSupermarket.ca's Review

Earning potential

How does this card stack up to other rewards credit cards? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.

Assuming $1,600.00 is spent on the card monthly, at eligible retailers in the following categories:


Pharmacy Food Gas
$55.33 $710.58 $134.31
Travel Other Monthly Total
$151.21 $548.57 $1,600.00


Cash back earned over a 24-month period = $444.00
Annual fee (x2 for 24-month period) = $0
Total earned over a 24-month period (rewards minus annul fee) = $444.00


Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

Apply Online