President's Choice Financial® World Mastercard®
Get a $100 e-gift card when you activate your card!
President's Choice Financial® World Mastercard®
Enjoy premium benefits with no annual fee!
|Annual Fee||Interest Rate||Balance Transfer||Cash Advance||Credit Score Fair: -- I've had a credit card, or loan for 1+ years. For the last 2+ years I've paid back debts to creditors (with no defaults). I haven't missed more than two payments on my credit in the last three months.||Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!|
|$0.00||19.97%||0.97% *22.97% after 6 months||22.97%||Fair||2.00% *maximum|
Credit Score Fair: -- I've had a credit card, or loan for 1+ years. For the last 2+ years I've paid back debts to creditors (with no defaults). I haven't missed more than two payments on my credit in the last three months.
Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
0.97% *22.97% after 6 months
- Earn 20 PC points for every $1 spent at participating grocery stores where President's Choice® products are sold1
- Earn 20 PC points for every $1 spent at Shoppers Drug Mart® and PharmaprixMD
- Bonus of 2 cents per litre in PC points at Esso stations2
- Earn 20 PC points for every $1 spent on travel services at pctravel.ca3
- Earn 20 PC points for every $1 spent on your monthly bill at PC® mobile4
- Earn 10 PC points per $1 everywhere else
- New cardholders enjoy a low balance transfer rate of 0.97% for 6 months5
- NO annual fee
Please note: a minimum annual personal income of $60,000 or household income of $100,000 is required for this card. If you do not meet the minimum income requirements for the President's Choice Financial® World Mastercard®, your application will be considered for the standard President's Choice Financial® Mastercard®.
Features and Benefits
- Purchase protection and extended warranty
1Earn a minimum of 10 PC points per dollar on all of your purchases charged to the credit card. Any bonus PC points offers available to all PC Financial Mastercard customers are calculated based on the regular earnings rate of 10 PC points per dollar spent. This offer may be terminated or changed at any time. Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. Some redemption restrictions apply. See pcplus.ca for details.
2Earn 2 cents per purchased litre of gasoline or diesel, payable in PC points when you use your President's Choice Financial World Mastercard at Esso stations in Canada. 2 cents per litre amounts to 20 PC points.
3Get a bonus 10 PC points per dollar of your PCTM travel services purchase (taxes included) charged to your President's Choice Financial Mastercard or President's Choice Financial World Mastercard and 20 bonus PC points per dollar charged to your President's Choice Financial World Elite Mastercard, in addition to the regular 10 PC points per dollar earned for all purchases on these card. Bonus PC points will be shown as "PC Travel Bonus Rewards" on your PC points statement. Account must be in good standing. Offer subject to change. PCTM travel services are provided by 8742995 Canada Inc. doing business as Travel Nation Canada. President's Choice Bank and its related companies are not affiliated with Travel Nation Canada and are not responsible for delivery of the services or liable in connection therewith.
4As a President's Choice Financial World Mastercard cardholder, you can earn PC points at an earning rate equal to 20 PC points per $1 charged to your eligible card(s) when you use it to pay your PC® mobile monthly bill (excludes PC mobile prepaid services). You will earn the regular 10 PC points per $1 plus an extra 10 PC points per $1, of your PC mobile payment (taxes included) charged on your card(s) for a total of 20 PC points per $1. Allow up to 4 weeks for extra PC points to be awarded.
5Balance Transfers for new accounts: You must apply by December 31, 2017 in order to be eligible for the current promotional balance transfer offer of a 0.97% interest rate for 6 months. Offer is available to eligible new customers only, within 90 days of your President's Choice Financial Mastercard account ("Account") approval. This offer may be changed, extended or cancelled without notice. Promotional interest rate is annual and applies, unless your Account is in default, only to the transferred amount for 6 months after the transaction date, after which the cash advance interest rate applicable to your Account applies to any remaining balance until the balance is paid in full, unless your Account is in default. Balance transfers are treated like cash advances and interest is charged from the date the transfer occurs, which may be up to 30 business days from your activation of the Account. Continue making your minimum payments on accounts from which you are transferring until the balance transfer amounts are credited to those accounts in order to avoid late charges and penalties. If the total amount to be transferred is more than your available credit limit, President's Choice Bank ("PC Bank") may send your creditors either full or partial payment up to the amount of your available credit limit. PC Bank reserves the right to limit the number and amount of balance transfers and to decline them for any reason. Balances from other President's Choice Financial accounts are not eligible to be transferred. Stop payments are not allowed. PC points are not earned on balance transfers unless otherwise specified. Please refer to your Cardholder Agreement and Card Carrier disclosures for further information.
®/MD Shoppers Drug Mart and Pharmaprix are registered trademarks of 911979 Alberta Ltd., used under license.
Esso is a trademark of Imperial Oil Limited. Imperial Oil licensee.
® PC, President's Choice, PC Financial, President's Choice Financial are trademarks of Loblaws Inc. Trademarks used under license.
®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks. All other trademarks are property of their respective owners.
President's Choice Financial Mastercard is provided by President's Choice Bank. The loyalty program is provided by President's Choice Services Inc.
Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.Apply Online