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National Bank Syncro MasterCard®

National Bank Syncro MasterCard®

Competitive variable interest rate, an attractive alternative to fixed-rate credit cards.

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$35.00 8.90% *Prime Rate + 4% 8.90% *Prime Rate + 4% 8.90% *Prime Rate + 4% Good -
  • Card Details Details
  • Best of Finance Winner

Card Details

  • The competitive interest rate applies to purchases as well as cash advances

  • Protect your purchases with an insurance program you can count on

  • Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.

Legal notes and terms and conditions of credit

® MasterCard is a registered trademark of MasterCard International Incorporated. Authorized User: National Bank of Canada


Features and Benefits

  • Purchase protection and extended warranty

RUNNER UP: The Best Low Interest Credit Card in Canada

The National Bank Syncro MasterCard® offers one of the most competitive interest rates in the country at 8.9%, meaning you'll pay less for balances carried over from previous months. It's an effective way to save a bundle on interest charges - but note the $35 annual fee, which can offset your savings.

Why It's Our Winner

*Interest savings were calculated based on the following:

  • Assuming the cardholder is carrying the average Canadian credit card balance of $2,627*
  • The cardholder is making the minimum payment + $10 monthly
  • Total Interest Paid compared to that of a credit card with a 19.99% APR over a 24-month period

Total Interest Paid on Balance: $515.82

Total Interest Saved: $318.49

See how the National Bank Syncro MasterCard® stacks up against the other top low interest credit cards in Canada:

This Card Is Great For You If:

  • You're prone to carrying a balance
  • You want to pay down your credit card debt
  • You don't mind not earning rewards


*SOURCE: Are Canadians in Debt Denial?>

Want to know how we did it?

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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