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MC1™ Mastercard®

MC1™ Mastercard®

Enjoy a simple, efficient and practical payment solution.

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 20.99% 22.99% 22.99% Good -
  • Card Details Details
  • Our Review Review

Card Details

  • Enjoy a simple, efficient and practical payment solution.

  • Access funds anywhere in the world.

  • Control your spending by setting your credit limit to $500.

  • Protect your purchases with an insurance program you can count on.

  • Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.

Features and Benefits

  • Purchase protection and extended warranty

RateSupermarket.ca's Review

If you are a first-time credit card applicant, looking to join a major credit card network, the National Bank MC1™ Mastercard® is a good option. This card has no-annual fee and almost everyone gets approved.

You can control your spending by setting your credit limit to just $500. This will enable you to start building a credit history without going overboard. The card also includes purchase protection, extended warranty and the Mastercard® Zero Liability program, a reassuring safety net for novice shoppers.

This card is a simple, safe option for anyone looking to make credit card purchases and learn to manage their finances responsibly. As an added benefit, you can experience the Mastercard Priceless Cities program, which gives you access to sporting events, concerts and exclusive culinary experiences.



  • Almost everyone gets approved for this card. You simply need to be the age of majority in your Province or Territory, and a Canadian resident.
  • There is no annual fee! You can sign up and become a Mastercard® member without having to pay anything.
  • Especially advantageous to students, or anyone on a tight budget, this card allows you to set your credit limit to $500 as a way of controlling your spending.
  • Protect your purchases with 90-day purchase protection and an extended warranty on items bought with your card.
  • Protect yourself against unauthorized purchases with the Mastercard® Zero Liability program.
  • Experience the Priceless Cities is a program, available exclusively to Mastercard cardholders. It provides access to unforgettable experiences in the cities where you live and travel.



  • This card does not offer a rewards program.
  • The interest rates are average. If you are unlikely to pay your balance in full each month, you should find a low-interest card to minimize your debt.

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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