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National Bank MC1™ MasterCard®

National Bank MC1™ MasterCard®

Build your credit history. Realize your dreams and shape your future.

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 19.99% 22.99% 22.99% Good -
  • Card Details Details
  • Best of Finance Winner

Card Details


  • Control your spending by setting your credit limit to $500

  • Protect your purchases with an insurance program you can count on

  • Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.


Legal notes and terms and conditions of credit


® MasterCard is a registered trademark of MasterCard International Incorporated. Authorized User: National Bank of Canada


MC1 is a registered trademark of MasterCard International Incorporated.


Features and Benefits

  • Purchase protection and extended warranty

WINNER: The Best Credit Card for Building Credit in Canada

Do you have damaged credit, or lack sufficient credit history in Canada? A secured credit card can be a great, low-risk way to build your credit. These cards often require a deposit to determine a pre-set limit, which controls spending and limits risk. They report to credit bureaus as you pay down your balance, strengthening your score over time.

With no annual fee, the National Bank MC1™ MasterCard® takes top spot in RateSupermarket.ca's Best of Finance 2015 Building Credit category.

Why It's Our Winner

*Total Interest Paid is calculated based on the following:

  • Assuming the cardholder is carrying a deposited balance of $500, and is paying it off completely over a 12-month period in installments of $41.67

Total Interest Paid on Balance: $53.26

See how the National Bank MC1™ MasterCard® Card stacks up against the other best credit cards for building credit in Canada:

This Card Is Great For You If:

  • You have damaged your credit score
  • You are a young adult and need to build a credit history
  • You are new to Canada and need to build a credit history
  • You want a risk-free way to build good credit habits

STUDENT DEBT REPAYMENT BUILDING CREDIT

Want to know how we did it?

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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