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Meridian Visa Platinum* Cash Back Card

Meridian Visa Platinum* Cash Back Card

Earn 2% on gas, grocery and pharmacy purchases and utility bill payments. You’ll also earn 1% on all other eligible purchases1

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 *$49.00 after 12 months 19.50% 19.50% 21.99% Good 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Earn 2%* cash back on gas, grocery and pharmacy store purchases and utility bill payments

  • Earn 1% cash back on all other eligible purchases

  • Pay no annual fee for the first year*

  • Free additional cards

  • Purchase protection and extended warranty3

  • Baggage insurance2

  • Rental Vehicle insurance2

  • Travel accident insurance2

  • Mobile device insurance3

  • Global Customer Service

*Applies to first $25,000 in purchases then 1% for all other purchases.

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Travel accident insurance
  • Avis Rental Car Discount

RateSupermarket.ca's Review

Featuring 2%^ cash-back on a wide variety of items, in addition to a low annual fee, this card is ideal for someone who wants to earn cash-back but doesn't want to spend too much for the privilege. On top of this, the annual fee is waived for the first 12 months, meaning it won't cost you anything to start earning cash-back on your purchases. The Meridian™ Visa Platinum* Cash Back Card is a well-rounded product. Some cards offer a higher rate of return, but few can match the low fees, large number of eligible purchases, and impressive insurance package included with this deal. On top of this, you can get additional cards at no extra cost, meaning your family can help contribute to your growing pile of cash-back!

Earning Potential: $477.21 in cash-back

So, how does this card stack up to other cash-back credit cards? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.

Assuming $1,222.96 is spent on the card monthly, at eligible retailers in the following categories*:


Pharmacy Food Gas
$55.33 $758.53 $ 155.72**
Travel Other Monthly Total
$ 151.21 $ 102.17 $ 1,222.96

Cash-back earned over a 24-month period: $526.21.
Total (subtracting annual fee): $477.21.

*Source: Statistics Canada
**Based on $1.00/litre gas prices

After two years, you can earn enough cash-back to enjoy a weekend getaway, update your wardrobe or treat your family to a meal at a fancy restaurant! Taking the low fee into account, the cash-back potential of this card is very impressive.




  • No annual fee for the first year.
  • Thereafter, the annual fee is a comparatively low at $49.
  • Additional cards are available at no extra cost.
  • 2% cash-back on gas, groceries, pharmacy purchases, and utility bill payments.^
  • 1% cash-back on all other eligible purchases.
  • Redeem your cash-back for an account credit, merchandise, event tickets, gift cards and more.
  • Get extended insurance coverage, including purchase protection and extended warranty.
  • Travel insurance coverage includes baggage insurance 4++, rental vehicle insurance 3++, travel accident insurance and travel medical insurance.
  • Mobile device insurance provides up to $1000 if your smartphone or tablet is lost, stolen or damaged3+.
  • Global customer service support.


  • 2% cash-back rate only applies to the first $25,000 in purchases on the card. After that, you can only earn 1% cash-back on your purchases.
  • This card is not available to residents of Quebec.

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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