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Meridian Visa Infinite* Travel Rewards Card

Meridian Visa Infinite* Travel Rewards Card

Earn 1.5 points for every $1 of net purchases and 3 points for every $1 of net purchases in foreign currencies1

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 *$99.00 after 12 months 19.50% 19.50% 21.99% Excellent 1.50% *No maximum
  • Card Details Details
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Card Details

  • Earn 1.5 points for every $1 of net purchases

  • Earn 3 points for every $1 of net purchases in foreign currencies

  • Pay no annual fee for the first year*

  • Visa Infinite* Benefits4

  • Purchase protection and extended warranty3

  • Baggage insurance2

  • Flight delay insurance2

  • Rental vehicle insurance3

  • Travel medical insurance2

  • Trip interruption or cancellation insurance2

  • Travel accident insurance2

  • Mobile device insurance3

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance

RateSupermarket.ca's Review

Are you an avid traveller, looking for a credit card that will reward your passion for jet-setting with a comprehensive travel insurance package to boot? If you are, then this card might be for you! The Meridian™ Visa Infinite* Travel Rewards Card earns 1.5 points for every dollar you spend1. This rate increases to 3 points for every dollar you spend in foreign currency, making it a good choice for frequent flyers and dual nationals who spend a lot of time abroad1. You accrue points when booking flights, hotels and cruises, but you also earn them on everyday purchases, making this card a good choice even when you're home.

Furthermore, there's no annual fee for the first year*, and once you have enough points to start redeeming them, there is an abundance of travel and merchandise options to choose from.

Earning Potential: $341.27 worth of Meridian Rewards Points

So, how does this card stack up to other travel rewards credit cards? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.

Assuming $1,222.96 is spent on the card monthly, at eligible retailers in the following categories*:


Pharmacy Food Gas
$ 55.33 $ 758.53 $ 155.72**
Travel Other Monthly Total
$ 151.21 $ 102.17 $ 1,222.96

Rewards earned over a 24-month period: 44,026.56 Meridian Rewards Points.

This is enough points to get a 7-night Caribbean Cruise through the Meridian Travel Rewards program!

*Source: Statistics Canada
**Based on $1.00/litre gas prices

This is a very conservative estimate based on the spending habits of the average Canadian. If you do travel and spend money in foreign currencies frequently, though, your points return could be twice as high. You should also factor in the money you save on travel insurance with the comprehensive insurance package from Visa included with this card.


  • Earn 3 points for every $1 you spend in foreign currencies.
  • Also earn 1.5 points for every $1 you spend on everyday purchases, and when planning your next trip. You can choose from over 100 airlines and more than 80,000 hotels!
  • No annual fee for the first year*.
  • Redeem your points for travel experiences, merchandise, event tickets, gift cards and more.
  • With Visa Infinite benefits, you get access to exclusive dining events, VIP treatment at luxury hotels, and even your own 24/7 concierge over the phone4††.
  • Travel insurance coverage includes baggage insurance, rental vehicle insurance, trip interruption or cancellation insurance, travel accident and travel medical insurance4††.
  • Take advantage of extended insurance coverage, including purchase protection and extended warranty3††.
  • Emergency health care coverage is provided4††.
  • Mobile device insurance provides up to $1000 if your smartphone or tablet is lost, stolen or damaged3††.
  • Global customer service support over the phone, available wherever you go!


  • Annual fee is $99 after the first year of cardmembership.
  • Each additional card costs $30.
  • In order to qualify for the card, you must have a personal annual income of $60,000 or a household annual income of $100,000, meaning this card may not be for everyone.


*First year free is a limited time offer and is activated after the first transaction. Annual fee will appear on initial statement and a credit will be applied on the second statement following the transaction. Meridian™ reserves the right to modify or withdraw this offer at any time without prior notice.

Eligibility for rewards and/or account credit is subject to the terms and conditions of the Meridian Cash Back Rewards and Meridian Travel Rewards and US Dollar Cash Back Rewards programs. Please refer to respective terms and conditions brochures for full d

Emergency Health Care Coverage4††
Coverage up to $5,000,000 per insured person for eligible medical care and services required, including transportation, repatriation, living expenses and dental care. Duration of coverage for each trip is dependent on the insured's age group up to age 75 and for up to 48 days.

Trip cancellation & Interruption Insurance4††
Up to $2,000 coverage per person if the trip is cancelled prior to departure and unlimited coverage in the event of trip interruption after departure.

Baggage Insurance4††
Coverage up to $1,000 per person against theft or damaged baggage and up to $500 against delayed baggage.

Common Carrier Accident Protection 4††
Up To $1,000,000 Accident Protection if you, your spouse or children are the victim of accident death, dismemberment while using public transportation (air, sea or ground).

24/7 Travel Assistance4††
Anywhere in the world at any time 24/7 Travel Assistance is there to help. 1-844-234-6255 (Canada and US) or 1-514-875-4126 (International Collect).

Auto Rental Collision/Loss Insurance3†
Insurance covers you if your rental car is damaged or stolen for a period of up to 48 consecutive days when you charge the full cost of your car rental to your card.

Intergenerational Insurance Coverage4††
Trip cancellation, lost baggage, emergency health care coverage and accident protection insurances extends to grandchildren travelling with grandparents.

Mobile Device Insurance3†
Up to $1,000 in the event your cell phone, smartphone or tablet is lost, stolen, accidentally damaged or experiences hardware failure.

Purchase Protection3†
Provides coverage for 90 days from the purchase date in the event of loss, theft or damage when you to purchase eligible items. Maximum of $10,000 per item up to a maximum of $50,000 lifetime per account.

Extended Warranty3†
Coverage automatically doubles the original manufacturer's warranty for up to a maximum of one additional year. Maximum of $10,000 per item up to a maximum of $50,000 lifetime per account.

Price Protection Service3†
New eligible purchases are may be reimbursed within 60 days if a lower written advertised price is found for the difference up to $100 per item and $500 per account per year

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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