11 million Canadians have compared and saved

Meridian Visa Infinite* Cash Back Card

Meridian Visa Infinite* Cash Back Card

Earn 10% cash back on everyday purchases for the first 3 months (up to $200). Plus your first year annual fee waived – a value of up to $299 in the first year.

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 *$99.00 after 12 months 19.50% 19.50% 21.99% Excellent 4.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Welcome Bonus :Earn 10% cash back on everyday purchases for the first 3 months (up to $200). Plus your first year annual fee waived – a value of up to $299 in the first year.

  • Earn 4%* cash back on gas and grocery store purchases

  • Earn 2%* pharmacy purchases and utility bill payments

  • Earn 1% cash back on all other eligible purchases

  • Pay no annual fee for the first year*

  • Visa Infinite Benefits7

  • Purchase protection and extended warranty3

  • Baggage insurance2

  • Flight delay insurance2

  • Trip interruption or cancellation insurance2

  • Travel accident insurance2

  • Mobile device insurance3

*Applies to first $25,000 in purchases then 1% for all other purchases.

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance

RateSupermarket.ca's Review

Offering a good amount of cash-back on select purchases, and with no annual fee for the first year, the Meridian™ Visa Infinite* Cash Back Card is an exciting option for anyone who likes free money! The high rate of cash-back is only capped after $25,000 in spending (if you have an average household spend, this shouldn't be a problem), and you'll earn cash-back for making everyday purchases, from groceries to utility bills.

This wide range of eligible purchasing options means you can make cash-back quickly (other cash-back cards may have a higher cap, but offer less convenient shopping options). When you add in the Visa Infinite Benefits, this credit card becomes a very competitive option in the cash-back category.

Earning Potential: $866.05 in cash-back

So, how does this card stack up to other cash-back options? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.
Assuming $1,222.96 is spent on the card monthly, at eligible retailers in the following categories*:

Pharmacy Food Gas
$55.33 $758.53 $155.72**
Travel Other Monthly Total
$151.21 $102.17 1,222.96

Cash-back earned over a 24-month period:
Total (subtracting annual fee): $866.05.

*Source: Statistics Canada
**Based on $1.00/litre gas prices

Within two years of regular use, you can make enough cash-back to pay for a vacation, splurge on designer clothes, or just boost your savings account. Most rewards cards take longer than to generate enough points for serious purchases, but the Meridian™ Visa Infinite* Cash Back Card's wide scope of eligible purchasing options makes it an efficient cash-back tool!


  • 4%* cash-back on gas and grocery purchases.
  • 2%* cash-back on pharmacy purchases and utility bill payments.
  • 1% cash-back on all other eligible purchases.
  • No annual fee for the first 12 months of cardmembership.*
  • You have flexible redemption options. Cash-back can be used towards an account credit, merchandise, event tickets and gift cards.
  • With Visa Infinite benefits, you can enjoy exclusive dining events, VIP treatment at luxury hotels and even your own concierge, available on the phone 24/7.7
  • Cardholders receive a comprehensive suite of insurance, including emergency health care coverage, purchase protection and extended warranty3, flight delay insurance2, trip cancellation insurance2, travel accident insurance2, mobile device insurance3 and more!


  • Annual fee is $99 after the first year.*
  • Additional cards cost $30 each.
  • The 4% and 2% cash-back rate only applies to first $25,000 in purchases. After that, you can only earn 1% cash-back on purchases.
  • No discount on balance transfers.
  • Relatively high eligibility requirements for this card means it is not for everyone. Upon applying, you must prove that you have $60,000 of annual personal income or $100,000 of annual household income to qualify for the card.

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

Apply Online