Meridian™ Visa Infinite* Cash Back Card
Meridian™ Visa Infinite* Cash Back Card
Earn 10% cash back on everyday purchases for the first 3 months (up to $200). Plus your first year annual fee waived – a value of up to $299 in the first year.
Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months
Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 *$99.00 after 12 months
- Welcome Bonus :Earn 10% cash back on everyday purchases for the first 3 months (up to $200). Plus your first year annual fee waived – a value of up to $299 in the first year.
- Earn 4%* cash back on gas and grocery store purchases
- Earn 2%* pharmacy purchases and utility bill payments
- Earn 1% cash back on all other eligible purchases
- Pay no annual fee for the first year*
- Visa Infinite Benefits7
- Purchase protection and extended warranty3
- Baggage insurance2
- Flight delay insurance2
- Trip interruption or cancellation insurance2
- Travel accident insurance2
- Mobile device insurance3
*Applies to first $25,000 in purchases then 1% for all other purchases.
Features and Benefits
- Purchase protection and extended warranty
- Baggage insurance
- Flight delay insurance
- Rental vehicle insurance
- Travel medical insurance
- Trip interruption or cancellation insurance
- Travel accident insurance
If you successfully apply for a Meridian Visa Infinite Cash Back Credit Card, during the Offer Period, and you are a first-time Meridian Visa Credit Cardholder, you will earn 10% cash back (the "Offer"). "Offer applies to a new account opened at any time between February 1, 2019, and April 30, 2019, (the "Offer Period").
You will earn 10% cash back (the "Offer") on the first $2,000 eligible purchases posted to your new Meridian Visa Infinite Cash Back Credit Card account beginning on the account open date and ending 3 months after that date (the "Offer End Date"). After the "Offer End Date" or once you have reached the $2,000 eligible purchases, you will earn regular cash back on purchases at the regular cash back rate described in the Meridian Cash Back Rewards Program associated with Meridian Visa Cash Back Credit Cards (the "Program") .
Cash back earned under this Offer will be credited to your account so long as your account is open and in good standing at the time of payout .
Bonus Cash Back Rate: The amount earned under the cash back bonus rate will be credited to your account within 2-3 months after the Offer End Date.
All other terms of the Meridian Visa Infinite cash back program terms and conditions apply. Eligibility for rewards and/or account credit is subject to the terms and conditions of the Meridian Personal Cash Back Rewards.
10% introductory bonus cash back rewards offer is subject to completion and approval of full credit card application and credit review that may take up to 10 business days. Meridian Credit Union reserves the right to revoke this Offer at any time.
At least one of the following Visa Infinite card criteria must also be met to qualify for the card:
• Declared minimum personal income of CAD $60,000 per year
• Declared minimum household income of CAD $100,000 per year
• Declared total market value of all investments of at least CAD $250,000 (not including real estate or material goods)
• Demonstrated minimum annual spend of CAD $25,000 on an existing card
First year free
Meridian will also agree to waive the normal annual fee for the credit card (for both primary and additional cards) for members who take up this offer ("First Year Free").
The annual fee will appear on initial statement and a credit will be applied on the same statement. Meridian reserves the right to modify or withdraw the first year free benefit at any time without prior notice. Annual fee following the first year for Meridian Visa Infinite Cash Back Card is $99/year
Interest rates for Meridian Visa Credit Cards are as follows: Purchase Interest rate: 19.50%, Cash Advance 21.99%, Balance Transfer: 19.50% as of January 1, 2019. Other fees and charges apply, visit meridiavisa.ca for full details.
The Meridian Visa Card is issued by Collabria Financial Services Inc. in a joint partnership with Meridian Credit Union pursuant to a license from Visa.*Trademarks of Visa Int, used under license. ™Trademarks of Meridian Credit Union Limited.
Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete detailsApply Online