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MeridianVisa* Cash Back Card

MeridianVisa* Cash Back Card

Earn cash back rewards with no annual fee1.

  • Card Details Details
  • Our Review Review

Card Details

  • Earn 1% cash back on gas, grocery and pharmacy store purchases and utility bill payments

  • Earn 0.5% cash back on all other eligible purchases

  • Redeem at any time for cash back or merchandise

  • Free additional cards

  • Purchase protection and extended warranty3

  • Travel accident insurance2

  • Mobile device insurance3

  • Global Customer Service

  • Price Protection4

  • Zero Liability5

Features and Benefits

  • Purchase protection and extended warranty
  • Travel accident insurance

RateSupermarket.ca's Review

With no annual fee, and only a relatively modest credit score needed to qualify, the Meridian™Visa* Cash Back Card allows you to start earning cash-back hassle-free. You can earn cash-back on gas, grocery and pharmacy purchases, and even on utility bill payments.

The cash-back rate is a bit on the low side, but the Visa insurance coverage provides extra value. For added convenience, there is no cap on how much you can earn, and you can redeem your cash-back balance at any time.

Simply put, if you want rewards without changing your daily shopping habits or spending any additional money on fees, this is the card for you.

Earning Potential: $263.10 in cash-back

So, how does this card stack up to other cash-back cards? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.

Assuming $1,222.96 is spent on the card monthly, at eligible retailers in the following categories*:

Pharmacy Food Gas
$ 55.33 $ 758.53 $ 155.72**
Travel Other Monthly Total
$ 151.21 $ 102.17 $ 1,222.96


Total cash-back earned over a 24-month period: $263.10

*Source: Statistics Canada
**Based on $1.00/litre gas prices

Use this card for two years and you can earn enough cash to treat yourself to a nice gift, or cover groceries for a couple of weeks.


  • No annual fee.
  • Additional cards are free, so you and another cardholder can work towards earning even more cash-back.
  • Earn 1% cash-back on gas, grocery and pharmacy store purchases and utility bill payments.
  • Earn 0.5% cash-back on all other eligible purchases.
  • There is no maximum cap on this cash-back program, and you can redeem your balance at any time.
  • Extended insurance coverage, including purchase protection and extended warranty on your purchases3.
  • Travel insurance coverage that includes travel accident and travel medical insurance2.
  • Emergency health care coverage.
  • Habitual phone-droppers rejoice! Mobile device insurance provides up to $1,000 if your smartphone or tablet is lost, stolen or damaged3.
  • Global customer service support in case you have questions concerning charges to your account, fraud, or if your card is lost or stolen.


  • Relatively low cash-back rate in comparison to other cards.
  • No discount on balance transfers.



Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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