True Line® Mastercard® credit card
True Line® Mastercard® credit card
Standard Annual Interest Rates of 14.99% on eligible purchases, 14.99% on balance transfers✪ and access cheques, and 22.99% on cash advances
Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
0.99% *14.99% after 10 months
- No annual fee
- Standard Annual Interest Rates of 14.99% on eligible purchases, 14.99% on balance transfers✪and access cheques, and 22.99% on cash advances
- You could get a 0.99% promotional annual interest rate ("AIR")† for 10 months on balance transfers✪ completed within 90 days of account opening
- Around-the-clock fraud protection
- Access to 24/7 customer service
- Immediate cash access at over 1 million ATMs internationally
This offer is only available to residents of Quebec. For residents of other provinces/territories please click here
† Promotional Rates: Balance Transfers: 0.99%
This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an "eligible transaction") and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.
Standard Rates: Purchases: 14.99%
Balance transfers and access cheques: 14.99%
Cash advances: 22.99%
If your Minimum Payment is late twice within any  consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase to the following new Standard Rate(s):
Balance transfers and access cheques: 21.99%
Cash advances: 24.99%
The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event.
If you then pay each Minimum Payment on time for  consecutive Statement Periods ("cure period"), the new Standard Rate(s) will decrease to the Standard Rate(s) that applied on your account at the time of the change event. Such rates will apply on the first day of the first Statement Period that occurs after the cure period.
✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE IS NO FEE FOR THIS TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply Online" button
Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete detailsApply Online