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Side by Side Credit Card Comparison

Use our side by side comparison to find the best credit card for you - or use it to compare against your current card.

The name of the credit card product. Card Name BMO® AIR MILES®† MasterCard®* Scotiabank® Rewards VISA* card MBNA Smart Cash MasterCard® Credit Card
The provider of the credit card product. Lender BMO Bank of Montreal Scotiabank MBNA
The percentage rate fee charged in exchange for borrowing privileges. Interest Rate 19.99% 19.99% 19.99%
Interest rate on a balance transferred to a new card. Balance Transfer Rate 22.99% 22.99% 1.99% *21.99% after 10 months
The amount charged every time cash is pulled from the line of credit, for example, withdrawing cash from a credit card at an ATM. Cash Advance Rate 22.99% 22.99% 24.99%
A yearly fee charged by the Lender in exchange for borrowing privileges. This kind of fee is mostly associated with premium credit card products, rewards cards or secured cards. Annual Fee $0.00 $0.00 $0.00
The lowest score required in order to qualify for a credit product. This score is determined based on an analysis of a person's credit files. Minimum Credit Score Good Good Good
Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return Rate 0.05% *maximum 0.50% *maximum 5.00% *Up to for the first 6 mos, up to 2% afterwards.
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