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CIBC Dividend UnlimitedTM World MastercardTM

CIBC Dividend UnlimitedTM World MastercardTM

Earn up to 2% cash back. No limit to the amount of cash back you can earn

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$79.00 19.99% 22.99% 22.99% Excellent 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Earn tiered Cash Back on all purchases as follows:

  • Annual purchases <$3000: 0.50% rebate

  • Annual purchases $3000-$15000: 1.00% rebate

  • Annual purchases $15000-$35000: 1.50% rebate

  • Annual purchases $35000-$50000: 2.00% rebate

  • Annual purchases +$50000: 1.00%

  • Earn an extra 2% Cash Back at certain establishments.

  • Earn an extra 3% Cash Back at select restaurants.

  • Access to the exclusive CIBC Offers website.

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance
  • Avis Rental Car Discount

RateSupermarket.ca's Review

This MasterCard offers tiered cash back rewards. You'll receive up to 2% cash back on all purchases, and an additional 2% at select CIBC Bonus Rewards locations. You'll also receive an additional $25 if you spend more than $45,000 in one year.

Top Features About CIBC Dividend UnlimitedTM World MasterCardTM

  • Receive unlimited 2% cash back on all purchases.
  • Recevie an additional 2% at select CIBC Bonus Rewards locations.
  • Enjoy additional purchasing power over your credit limit.
  • Access to comprehenisve insurance coverage.
  • Car rental discounts.


  • Unlimited Cash Back rewards
  • Car and travel coverage
  • Access to worldwide travel and luxury events
  • Additional purchasing power
  • Access the World Elite Mastercard concierge


  • Requires a minimum personal income of $70,000
  • No access to CIBC PayWave
  • No access to CIBC PayWave Annual Fee of $79.00

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.