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Canadian Tire Options® MasterCard®

Canadian Tire Options® MasterCard®

The BEST way to earn the most Canadian Tire Money.

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 19.99% 22.99% 22.99% Good 1.36% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • No annual fee.

  • Earn Canadian Tire 'Money' Rewards with every purchase.

  • Exclusive deals at Mark's Work Wearhouse/L'Équipeur and Canadian Tire gas bars.

  • Enjoy Bonus Cardmember Exclusives - There are new Cardmember Exclusive bonuses every week in the flyer!

  • Redeem 'Money' Rewards at Canadian Tire Stores.

RateSupermarket.ca's Review

Out of Canadian Tire's line of credit cards, the Canadian Tire Options® MasterCard® is the best option for true Canadian Tire lovers. The card allows cardholders to accumulate Canadian Tire 'Money' on all purchases, gives exclusive access to a number of deals and offers, and comes with the added benefit of no-fee in-store financing on products such as BBQs, tools, snow plows and a plethora of other products.

Top Features of the Canadian Tire Options® MasterCard®

  • Lots of options to earn e-Canadian Tire 'Money' including 10x the 'money' at Canadian Tire Stores (including automotive services), and Canadian Tire owned properties including Sport Chek, Mark's Work Wearhouse, PartSource, Canadian Tire Home Services, and Gas Bars
  • Earn 2x the 'money' everywhere else you shop
  • For the charitable, cardmembers have the option of donating their Canadian Tire 'Money' On The Card to the organization's Jumpstart program, which helps kids ages 4-18 in financial need participate in community sports
  • Access to in-store financing options with no interest and no money down, split across 12 equal payments
  • Track your earnings with the Canadian Tire Mobile App


  • No annual fee
  • More benefits than other Canadian Tire product line cards
  • Exclusive offers available only to Options cardholders
  • Easier returns
  • Card comes with PayPass for faster checkouts at participating vendors


  • Rewards are limited to Canadian Tire ‘Money’ and can thus only be used at Canadian Tire. This may not be a con for some, but could be considered a weakness by others

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.