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BMO® SPC®‡ CashBack Mastercard®*

BMO® SPC®‡ CashBack Mastercard®*

Welcome offer: Get 4% cash back in your first 4 months*

  • Card Details Details
  • Our Review Review

Card Details

  • Welcome offer: Get 4% cash back in your first 4 months*

  • Earn 1% CashBack on ALL card purchases* without restrictions!*

  • No Annual fee*

  • Extended Warranty*

  • Purchase Protection*

  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply

Features and Benefits

  • Purchase protection and extended warranty

RateSupermarket.ca's Review

Listen up, cash-strapped students - here's a no-fee credit card option that will score you discounts at your favourite retailers, all because of your student status. In addition to the savings offered by this card, students can also earn modest cash back rewards - $1 per every $100 spent, making this an ideal option for a student's budget - where every dollar counts.

Top Features About the BMO SPC CashBack Mastercard

  • Get between 10 - 15% off merchandise at hundreds of retailers across Canada.
  • Includes a free SPC membership, which renews annually.
  • No fees - just earnings and discounts!
  • Is designed specifically for students and their specific needs - qualification is based on lower earning requirements, and a third-party or parental authorization isn't needed to sign up.


  • Up to 15% off at participating retailers PLUS 1% cash back on all purchases, with no restrictions
  • Includes extensive security features such as Purchase Protection, Extended Warranty, Zero Liability and MasterCard Global Service for lost or stolen cards


  • Cash back is awarded on an annual basis, and cannot be accessed outside of the rebate period
  • No built-in insurance features, though they can be added on for an additional fee

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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