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BMO® SPC®‡ AIR MILES®† MasterCard®*

BMO® SPC®‡ AIR MILES®† MasterCard®*

Limited time: Earn 500 Bonus AIR MILES Bonus Miles*

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 19.99% 22.99% 22.99% Good 0.05% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • 1 AIR MILES reward mile for every $20 that you spend on your credit card*

  • No Annual fee*

  • Extended Warranty*

  • Purchase Protection*

  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply

Features and Benefits

  • Purchase protection and extended warranty

RateSupermarket.ca's Review

This a great card for students who not only want to get started with a credit card, but earn rewards right away. You'll earn one Air Mile for every $20 you spend, and double your points if you spend at Air Miles locations. Earning Air Miles is a great way for students to plan a trip or splurge on a fun purchase. What's more, the card is easy to acquire and comes with no annual fee.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
2400 780 950 1200

Top Features About BMO® SPC®‡ AIR MILES®† MasterCard®*

  • Earn one air mile for every $20 you spend
  • Get between 10 - 15% off merchandise at hundreds of retailers across Canada.
  • Includes a free SPC membership, which renews annually.
  • No fees - just earnings and discounts!
  • Earn double rewards miles when you purchase from an Air Miles sponsored location (such as the LCBO)
  • Optional extended warranty and purchase protection


  • Easy way to earn Air Miles
  • Easy way to pay for trips and expenses
  • No reference letter or credit check required


  • Only for students
  • Low spending may not be enough to trigger exciting rewards

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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