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BMO® World Elite™ Mastercard®*

Limited Time: $150 annual fee waiver in the first year*

BMO® World Elite™ Mastercard®*

Limited Time: $150 annual fee waiver in the first year*

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 *$150.00 after 12 months 19.99% 22.99% 22.99% Excellent 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • Limited Time: $150 annual fee waiver in the first year*

  • Welcome Offer: Get 35,000 welcome points (after you spend $3,000 in the first 3 months)*

  • Get 3 BMO Rewards points for every $1 spent on travel, dining and entertainment purchases*

  • Get 2 points for every $1 spent everywhere else*

  • Points you can use to cover all flight charges & taxes*

  • Fly on any airline, with no blackout dates*

  • Earn 2 BMO Reward points for every $1 you spend on the card*

  • Best-in-class travel and medical insurance (unlimited trips per year)*

  • VIP airport lounge access (over $200 US/year value)*

  • BMO Concierge Service*

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply


Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance

RateSupermarket.ca's Review

This is an exciting card for high earners who travel often. It offers significant rewards for purchases, and a sign up bonus of 20,000 welcome points - that's enough for a $200 flight. It also offers key benefits for travellers, such as flexible redemptions and comprehensive travel and medical protection. You even get free additional cards, so members of your family can earn rewards on your behalf.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
45,500 29,100 21,500 46,000

Top Features About BMO® World Elite™ Mastercard®*

  • Earn 2 rewards points for every $1 in credit card purchases
  • Earn unlimited rewards points that never expire, and spend them whenever you want, with no blackout periods or seat restrictions
  • If you don't have enough points for a flight, you can offset the cost with credit card at no additional fee. Plus, your points cover all flight charges including taxes and fees.
  • Total travel and medical protection for car rental collision damage and out-of-country medical expenses up to $2 million. Unlimited-trips-per-year coverage for trips up to 21 days.


  • Great return on rewards points
  • Ensures easy and flexible flight bookings
  • Easy to redeem rewards at any time
  • One of the most comprehensive travel cards on the market


  • High annual fee of $150
  • High minimum personal income of $80,000 a year

How We Did It: Travel Rewards Earnings

Income Food Gas Travel Other Total
$72,240 $649.58* $197.42* $84.07*** $100**** $1,031.07


* http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil108a-eng.htm
** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
*** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
**** http://business.financialpost.com/2012/03/15/canadian-household-debt-declines-as-disposable-income-increases/

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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