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BMO®* Rewards MasterCard®*

BMO®* Rewards MasterCard®*

Earn 1% toward travel on all credit card purchases*+

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$35.00 19.99% 22.99% 22.99% Good 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details


  • Earn faster with additional cardholders

  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*

  • Extended Warranty*

  • Purchase Protection*

  • Zero Dollar Liability: protects you from unauthorized use of your credit card*


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*Terms and conditions apply

Features and Benefits

  • Purchase protection and extended warranty

RateSupermarket.ca's Review

Want to earn big travel rewards without paying the usual big fees? The BMO Rewards Mastercard offers a competitively low-cost option for those looking to earn points towards their next vacation through everyday spending. Shoppers will earn one point on the dollar, which can be redeemed through BMO's no-restriction travel redemption model, or for merchandise and gift cards via BMO's Rewards Centre.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
45,500 29,100 21,500 46,000

Top Features Of The BMO Rewards MasterCard

  • Earn one BMO Reward for every dollar spent with no retailer or category restrictions.
  • No restrictions on rewards redemption - access rewards any time to pay for travel on any airline, or merchandise and gift cards offered through the BMO Rewards Centre.
  • A competitively low annual fee compared to other travel rewards credit cards.
  • Includes Purchase Protection, free Extended Warranty and Zero Dollar Liability coverage

Pros

  • Earn rewards one-for-one, with the low annual fee of $35
  • Enjoy super flexible travel rewards redemption with the ability to choose any airline and price - seat sales included - with no blackout periods
  • Double your rewards earnings and get a 25% discount at National Car Rental and Alamo Rent a Car locations
  • Includes BMO Common Carrier Accidental Death and Dismemberment Insurance coverage, which also covers dependents
  • Additional cardholders can also earn points
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Cons

  • Doesn’t include more comprehensive travel coverage such as Trip Protection and Travel medical - these can be added on for an additional fee
  • Merchandise redemption model is quite steep - at one BMO point earned on the dollar, it can take thousands of dollars in spend to earn household items and electronics
  • Does not include BMO’s more comprehensive travel insurance - additional features can be added for a fee
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Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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