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BMO® IGA AIR MILES®† MasterCard®*

BMO® IGA AIR MILES®† MasterCard®*


Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$0.00 19.99% 22.99% 22.99% Good 0.10% *maximum
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Card Details

  • WELCOME BONUS! Get 800 AIR MILES Bonus Miles*

  • New! Always get 2x the miles at participating* AIR MILES Partners. That’s 2 Miles for every $20 you spend using your BMO IGA AIR MILES Mastercard*

  • Get 2 Miles for every $20 spent at IGA*

  • 1 Mile for every $20 spent everywhere else*

  • Extended Warranty and Purchase Protection*

  • No Annual Fee*


BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply

RateSupermarket.ca's Review


  • No annual fee.
  • Receive 400 bonus AIR MILES® after first card purchase and an additional 400 when you spend at least $1,000 within the first three months.
  • Get two AIR MILES® for every $20 spent at IGA or participating AIR MILES® Partners (including Rexall, Shell, Sobeys and more).
  • Get one AIR MILE® for every $20 spent everywhere else.
  • The BMO® IGA AIR MILES®† Mastercard®* offers Extended Warranty and Purchase Protection.


  • No travel insurance included.
  • The number of AIR MILES® earned is rounded down to the nearest whole number.

Earning Potential

How does this card stack up to other rewards credit cards? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.

Assuming $1,600 is spent on the card monthly, at eligible retailers in the following categories:

Pharmacy Food Gas
$55.33 $710.58 $134.31
Travel Other* Monthly Total
$151.21 $548.57 $1,600

Rewards earned over a 24-month period = 3,759 AIR MILES®
Monetary value = $469.89**
Annual fee (x2 for 24-month period) = $0
Total earned over a 24-month period (rewards minus annul fee) = $469.89

*$100 of monthly spend in "Other" category is spent at participating AIR MILES® partners.

**Assumes value of 1 AIR MILE® = 12.5 cents. This is an approximation. Actual value of 1 AIR MILE® depends on how you choose to redeem your miles.

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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