7 million Canadians have compared and saved

1-866-462-4779

BMO® CashBack World MasterCard®*

BMO® CashBack World MasterCard®*

Now, even more Cash Back than ever. 1.25%.

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$79.00 19.99% 22.99% 22.99% Good 1.25% *maximum
  • Card Details Details
  • Our Review Review

Card Details


  • An annual rebate to your credit card: $1.25 cash back for every $100 spent on your card

  • FREE roadside assistance, including battery boosts, flat-tire change, lock-out service and towing (a $69/year value)

  • BMO World MasterCard Travel Protection: flight delay and baggage insurance and travel protection

  • Triple your Cash Back when you use your card at Shell20. Plus get up to 25% discount at National Car Rental and Alamo Rent A Car

  • Free extended warranty and purchase protection

  • Minimum $60,000 (individual) or $100,000 (household) income required.


BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information


*Terms and conditions apply

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance

RateSupermarket.ca's Review

Get cash back on those everyday purchases you'll be making anyway - at any store, for any product. The BMO CashBack World MasterCard earns cash back on all purchases at a rate of 1.25 cents on the dollar. Rewards are paid out annually, and cardholders are treated to free BMO Roadside Assistance, World Travel Protection, and a 24/7 concierge.


Top Features About the BMO CashBack World MasterCard

  • Earn cashback rewards with every purchase, regardless of type or retailer, and with no annual caps.
  • Includes all MasterCard World benefits such as comprehensive travel coverage and concierge service.
  • Features comprehensive security measures such as Purchase Protection, Extended Warranty, Zero Dollar Liability and MasterCard Global Service.

Pros

  • Earn cashback rewards on all purchases with no retailer or category restrictions
  • No cap on cashback earnings
  • Includes free BMO Roadside Assistance - a $69 annual value
  • Includes BMO World Travel Protection, including car rental collision damage, unexpected return home, Common Carrier Accidental Death and Dismemberment Insurance
  • Includes 24 / 7 Concierge Service
  •  

Cons

  • Pay a $79 annual fee
  • Earning rate of 1.25% on the dollar is lower than the best cards on the market
  • Cashback earnings are paid out only as an annual rebate and cannot be accessed otherwise
  • This card doesn’t include any retailer or category-specific rewards rates such as gas or grocery
  •   

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.