7 million Canadians have compared and saved

The Starwood Preferred Guest®* Credit Card from American Express

The Starwood Preferred Guest®* Credit Card from American Express

Earn a Welcome Bonus of 50,000 points1

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? From points, to miles, to cash back – how do you know how much you’re really getting? To help you find the best rewards card, we’ve created the Your Reward Return, an estimate on the dollar value of your rewards based on your monthly spend so that you can compare like for like. Now that’s wise thinking!
$120.00 *No annual fee on Supplementary Cards 19.99% - 22.99% Good 2.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details


  • New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn 50,000 bonus points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.*

  • Earn 5 points for every dollar in eligible Card purchases at participating SPG®* and Marriott Rewards®* properties.*

  • Earn 2 points for every $1 in all other Card purchases.*

  • Receive an Annual Free Night Award at eligible hotels and resorts worldwide every anniversary*

  • No annual fee on Supplementary Cards.

  • Redeem points for free nights with no blackout dates at over 6,500 of the world's most desired hotels.*

  • Automatic Silver Elite status membership.*

  • Enjoy an automatic upgrade to Starwood Gold Elite status when you reach $30,000 in purchases on the Card each year.*

  • Missed payment applicable rates, 23.99% on purchases and 26.99% on funds advances.


*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel accident insurance

RateSupermarket.ca's Review

AMEX as a brand generally appeals to those seeking a high class credit card experience, and the The Starwood Preferred Guest Credit Card from American Express fits that quite nicely. The card offers a great bonus reward of 50,000 points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. The card also offers a great rewards program with 5 points for every dollar in Card purchases at SPG and Marriott Rewards properties that participate in the program. As well, you earn 2 points for every dollar in Card purchases everywhere else.


The $120 annual fee is a bit steep, but if you're using the card often and reaping the rewards, then the fee isn't so bad. Cardholders can redeem points for free nights across the combined SPG and Marriott portfolio of over 6,500 properties according to the new redemption grid. There are eleven distinct brands for cardholders to choose from, including St. Regis, The Luxury Collection, W Hotels, Westin, Sheraton and more. Points can also be redeemed for flights on more than 150 airlines, and can be transferred to frequent flyer miles with nearly 30 airlines, usually on a 1:1 basis.


The Starwood Preferred Guest Credit Card from American Express also comes with comprehensive travel insurance, which allows peace of mind while you're on the road. This includes flight delay insurance, lost/delayed baggage insurance, up to $500,000 in travel accident insurance, and more.

Top Features of The Starwood Preferred Guest Credit Card from American Express

  • A welcome bonus of 50,000 points after you charge $1,500 in purchases to your Card in your first three months
  • Redeem rewards on hotel booking
  • Comprehensive travel insurance including flight delay, lost / delayed baggage and up to $500,000 in travel accident coverage
  • Earn 5 points for every dollar in eligible Card purchases at participating SPG and Marriott Rewards properties
  • Earn two points on the dollar

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

Apply Online