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The Platinum Card

The Platinum Card

New Platinum Card Cardmembers, earn 50,000 Bonus Membership Rewards® points by spending $3,000 in purchases in the first three months of Cardmembership.

Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Excellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$699.00 30.00% *Charge Card - - Excellent 1.25% *maximum
  • Card Details Details
  • Our Review Review

Card Details

  • New Platinum Card® Cardmembers, earn 50,000 Bonus Membership Rewards® points by spending $3,000 in purchases in the first three months of Cardmembership

  • Platinum members earn 1.25 Membership Rewards® points for every dollar in purchases charged to the Card and automatically enrolled in the Membership Rewards First™ Tier

  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service

  • Relax in more than 850 airport lounges worldwide. Enjoy access to the following partner lounges and benefits: Canadian Platinum Lounge Benefit, Delta Sky Club, The Centurion  Lounge network, and Priority PassTM membership

  • You will also have access to many leading hotel and car rental companies' loyalty programs. Our partners include Starwood® Hotels & Resorts, Hilton Hotels and Resorts, Carlson Rezidor Hotels, Hertz and Avis

  • Platinum Cardmembers can enjoy access to special events and unique opportunities and a dedicated Concierge team

  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

  • $175 annual fee for supplementary card.

  • Missed payment applicable rates, 23.99% on purchases and 26.99% on funds advances

*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance

RateSupermarket.ca's Review

This is a card for the well-travelled executive, someone who appreciates and seeks the finer things in life. With an annual fee of $699, this limitless card is a premium offering from American Express that equips cardholders with a number of prestigious benefits including travel credits, companion tickets, complimentary golf memberships, and extensive airport perks including free valet parking. If you're an executive on the go, this card is worthy of your consideration. It has everything you need to take you where you're going.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
84,200 to 118,000 24,500td> 12,000 18,700

Top Features of The Platinum Card

  • Platinum status gives you complimentary access to a number of Canadian and international lounges, as well as complimentary and discounted companion tickets and upgrades, plus lodging benefits at more than 700 hotels and resorts
  • Travel with confidence knowing your card provides you with extensive travel insurance benefits including emergency medical insurance, trip interruption and cancellation insurance, flight delay insurance, lost or stolen baggage insurance, car rental theft and damage insurance, and a variety of other offerings (conditions apply)
  • Automatic $200 travel credit per year
  • If you fly out of Pearson often, this card will give you complimentary Valet Service at Terminals 1 and 3, a $25 fee, or you can received discounted rates if you choose to park at the Express Park in Terminal 1. Once inside the airport, your Platinum card will give you access to Pearson's Priority Lane
  • Enjoy access to some of the world's most prestigious golf courses and resorts with a complimentary Preferred Golf Membership for a full year, a $295 value. To renew, you simply have to stay 2 consecutive nights at participating hotels each year


  • Earn 50,000 bonus points when you make $1,000 in purchases within the first three months of membership - enough for a free trip or two
  • High point earnings at 1.25 points for every $1 charged to the card
  • Charge any travel to your card and pay for it with points
  • Points can be transferred to a number of popular rewards programs including Aeroplan and Avios at a ratio of 1:1
  • Refer a friend and receive a bonus of 15,000 Membership Rewards points
  • Front Of The Line and reserved seating for concerts, sports games, and other ticketed events--as well as access to the platinum concierge, a free service that sources and/or purchases goods on behalf of the cardholder
  • No blackout dates or seat restrictions on travel
  • Redeem points for high-end gift cards such as Holt Renfrew, Birks, and Banana Republic
  • No pre-set spending limit on purchases
  • Purchase protection included
  • Access to special offers through the Platinum website and Platinum-only redemption options


  • Annual fee is a steep $699
  • As a charge card, the balance must be paid in full each month
  • 30% annual interest rate applies to balances not paid in full
  • $175 annually for supplementary Platinum cards, $50 for Gold

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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