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Marriott Bonvoy™ Business American Express® Card

Marriott Bonvoy™ Business American Express® Card

Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

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  • Our Review Review

Card Details

  • Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

  • Receive an Annual Free Night Award automatically each year after your anniversary

  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year

  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

  • You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel

  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties. Earn 2 points for every $1 in purchases charged to the Card everywhere else

  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

RateSupermarket.ca's Review

Marriott Bonvoy™ is Marriott's new combined loyalty program, and this card has huge earning potential for any businesspeople who regularly travel for work and stay in hotels.


First of all, cardmembership automatically grants you Silver Elite status at Marriott Bonvoy™ properties. With Silver Elite status you have priority late checkout, access to a dedicated reservation line and you earn 10% bonus points on hotel stays.


New cardholders also receive 50,000 bonus points (enough for four nights in a "Category 2" hotel during peak season). Earning additional points with this card is a breeze, especially if you travel for work: you are rewarded with five points for every dollar spent at a Marriott property, three points for every dollar spent on gas, travel and dining out, and two points for every dollar spent everywhere else. There are no restrictions on where you can earn points, meaning you don't have to change your spending habits.


Points can be redeemed for more hotel stays, air travel, memorable experiences or a wide selection of merchandise. There is truly something for everyone, so you won't be stuck with a pile of points and nothing to spend them on.


A unique aspect of the Marriott Bonvoy™ Business American Express® Card is the "Business Solutions" resources available. These include expense management tools and even employee card misuse protection should your card be used for unauthorized charges.


As expected, this card offers a fairly robust suite of travel insurance, namely travel emergency assistance, $500,000 travel accident insurance, car rental theft/damage insurance, flight delay insurance, baggage delay insurance, lost/stolen baggage insurance and hotel/motel burglary insurance. While there is no travel medical insurance provided, this existing coverage could be invaluable to anyone who has to travel regularly for work.


With everything we have already mentioned, it is easy to overlook the perks you receive for being an American Express® cardholder. Amongst other things, you automatically reap the benefits of the American Express® Invites program, allowing you to buy advance tickets to popular shows and skip the line at some events.


In conclusion, the Marriott Bonvoy™ Business American Express® Card is a powerful travel rewards card, designed to make earning rewards as convenient as possible for the modern business traveller.

Earning Potential: $1,234.10-worth of Marriott Bonvoy™ Points***

So, how does this card stack up to other travel rewards options? We crunched the numbers using our Best of Finance methodology to see how much you could earn over a 24-month period.

 

Assuming $1,600 is spent on the card monthly, at eligible retailers in the following categories*:

 

Pharmacy Food Gas
$55.33 $710.58 $134.31**
Travel Other Monthly Total
$151.21 $548.57**** $1,600.00

 

Rewards earned over a 24-month period: 170,455 Marriott Bonvoy™ Points***
Monetary worth: $1,534.10
Total (subtracting annual fee): $1,234.10


*Source: Statistics Canada – amount spent by average Canadian each month
**Based on $1.00/litre gas prices
***Includes 50,000 bonus points
****Assumes half of "other" is spent at Marriott properties


Well 170,455 points certainly sounds like a lot, but what does it get you? You can expect to spend around 12,500 points per night for a nice "Category 2" property, applicable brands include Delta, Residence Inn, Four Points by Sheration and TownePlace Suites. You could afford about 13 free nights at this rate, and even more during low season.


If you are more interested in redeeming points for one of Marriott Bonvoy's "Moments", you could afford tickets to a top-tier European soccer match in a luxury suite (47,500 points), a concert at the O2 Arena in London (15,000 points), and an exclusive table at a world-class restaurant and meeting with the chef (60,000 points). There really is something for everyone.

Pros

  • If you spend at least $1,500 on your card within the first three months you receive 50,000 bonus points.
  • Enjoy a free night at a participating hotel each year after your anniversary.
  • Cardmembers receive automatic Silver Elite status at Marriott Bonvoy™ hotels. If you spend $30,000 or more on your card each year, you are upgraded to Gold Elite Status. Silver status gets you priority late checkout, potential room upgrades and more bonus points on stays.
  • Earn three points for every dollar you spend on gas, dining and travel. A well-thought out reward for a travelling businessperson!
  • Earn five points for every dollar you spend at a Marriott Bonvoy™ property.
  • Earn two points for every dollar spent on everything else.
  • Points can be redeemed for free nights in Marriott Bonvoy™ hotels and resorts (over 6,700 available to choose from) with no blackout dates. Enjoy your rewards when it is convenient for you.
  • Points can also be redeemed for once-in-a-lifetime experiences like meeting famous musicians and athletes, getting backstage passes to concerts, enjoying VIP treatment at sporting events and much more.
  • If you want to travel further afield, points can be redeemed for flights. In addition to this, you receive 15,000 bonus points if you transfer 60,000 points to a frequent flyer program.
  • If you don't want to leave home, points can be redeemed for a wide selection of premium merchandise.
  • If you refer a friend and they are approved for this card you are rewarded with an additional 10,000 points.
  • Coming from Marriott you would expect a comprehensive travel insurance package, and this card includes travel emergency assistance, $500,000 travel accident insurance, car rental theft/damage insurance, flight delay insurance, baggage delay insurance, lost/stolen baggage insurance and hotel/motel burglary insurance. If you travel frequently for business or pleasure, this coverage will surely provide additional peace of mind.
  • As an American Express® cardholder, you are automatically enrolled in the American Express Invites® program. This handy addition enables you to get advance tickets to popular concerts and shows, and reservations at exclusive restaurants. You can also skip the line at many events.
  • This card features "Business Solutions", including expense management tools and even employee card misuse protection.

Cons

  • This card carries an annual fee of $150, but considering the earning potential we think it is a very reasonable price. Some business credit cards cost as much as $499 per year for a similar package.
  • While this card has a good suite of travel insurance, one omission is travel medical insurance which you would have to purchase separately.

Rate, product information and rewards estimate are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details

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