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American Express Business Gold Rewards Card (Charge Card)

American Express Business Gold Rewards Card (Charge Card)

Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 *$250.00 after 12 months 30.00% *Charge Card - - Good 1.00% *maximum
  • Card Details Details
  • Our Review Review

Card Details


  • Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership. That's enough to redeem for a $300 TripFlex™ rewards statement credit to use towards eligible travel purchases charged to your Card.

  • Earn 1 Membership Rewards point for every dollar in eligible purchases charged to the Card

  • Earn 1 extra point for every dollar in eligible purchases made with merchants you pick from a select group of American Express merchants in Canada. You can earn up to a maximum of 250,000 extra points in each calendar year.

  • Redeem points for statement credits on eligible business purchases charged to your Card at certain American Express merchants in Canada. These merchants provide goods and services in business categories such as equipment, technology, advertising and everyday business expenses.

  • Enjoy the freedom of being able to transfer your points, at no charge, to many frequent flyer and other loyalty programs including 1:1 to Aeroplan®* and Avios.

  • Go online to access the paperless Expense Management Reports delivered quarterly and annually, for flexible tracking and simple tax preparation.

  • Maximize your cash flow with up to 55 interest free days, so that money can come in before it goes out.

  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants

  • *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.


Conditions apply

Features and Benefits

  • Purchase protection and extended warranty

RateSupermarket.ca's Review

It's expensive to run a business, which is why it's important to find a card that works for you. Being smart with your credit cards means you can use it to offset business and travel expenses, protect yourself while away on business trips, and collect points faster. This card comes with a number of business specific add-ons, including an extended interest-free period, extensive travel insurance coverage options, disability benefits, and business solutions. It is a great card for small business owners looking to maximize their credit card benefits and feel fully protected.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
84,200 to 118,000 points 24,500 12,000 points 18,700

Top Features of the American Express Gold Rewards Card (Charge Card)

  • Get 30,000 bonus rewards points when you charge $5,000 in business expenses to your card within the first three months. That's enough fly round-trip almost anywhere in North America.
  • Travel with confidence knowing you and your family are protected with emergency medical insurance, trip interruption insurance, lost or stolen baggage insurance, car rental theft and damage insurance, and many other complimentary travel insurance benefits (conditions apply)
  • Extensive points offerings - Earn 1 point for every $1 charged, plus an additional point for every $1 in eligible purchases charged to your 3 suppliers, which you can select from a list. This includes Best Buy, Microsoft, and many other options
    Points can be used to offset business expenses by redeeming points and putting them towards eligible purchases: 12,500 points = $100. Or, use your points to offset travel costs. Charge any travel to your card and use your points to cover the costs: 10,000 points = $100 towards travel
  • Small businesses are eligible for a 55-day interest-free periods

Pros

  • Annual fee of $250 is waived the first year
  • Charge any travel to your card and pay for it with points
  • Front Of The Line and reserved seating for concerts, sports games, and other ticketed events
  • No blackout dates on travel
  • Transfer points to other loyalty programs such as Aeroplan and Avios at a rate of 1:1
  • Take advantage of the card’s various business solutions, such as Expense Management Reports
  • Disability benefits of $10,000 for the first year up to a max of $50,000 after six years

Cons

  • Annual fee after first year is $250
  • As a charge card, the balance must be paid in full each month
  • 30% annual interest rate applies to balances not paid in full
  • Must have a history of making all credit card payments in the past
  • Max 250,000 bonus points a year

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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