Your Gift Card Guide

What you should know when purchasing a gift cardDecember 21, 2012

Still crossing off that gift list? Chances are there’s a particularly picky friend or family member who’s got you stumped – and those shopping days are flying by.

If you’re looking for quick and easy gift solutions, think outside the box. Gift cards are the quintessential go-to for convenient gift giving, and deal vouchers are gaining popularity as presents. But do you know where your money is really going? Read on for our guide to financially smart gift card giving!

Gift Cards: What You Need to Know

Would you celebrate the holidays by tossing your hard earned cash in the trash? Seems ridiculous – but that’s the reality for millions of unused gift cards yearly, languishing out of sight.

Gift cards may be a convenient solution for shoppers, but don’t let your money go to waste. Check out our tips for creative card ideas that are sure to be cashed in.

Read Allan’s Blog | Gift Cards: What You Need to Know

How to Get Cash for Gift Cards

Have you received a gift card you don’t care for? Why not turn it into cash? A whole new slew of companies have emerged that’ll give you money for your unused cards, swap them for your picks, or even let you buy them in bulk.

We’ve reviewed Cardswap and Giftah, two of the most popular card swapping sites in Canada. Learn how to safely trade your cards in – and get more bang for your buck.

Read Diane’s Blog | Get Cash for Gift Cards

Groupons and Coupons as Christmas Gifts

Looking for great gifts for far less? Savvy discount hunters turn to daily deal sites to get trips, services and products at rock bottom rates.

Deal vouchers can make for fantastic holiday gift ideas – but be sure to read the fine print before you buy. Read on for our tips.

Read Melanie’s Blog | Groupons and Coupons as Christmas Gifts

And in this week’s finance headlines

Meat Costs to Rise in 2013

A study from the University of Guelph shows meat costs will rise in 2013. What can you do as a consumer to save on your grocery bill? Read on for ways to stock up, and shop with a savings strategy.

Read Rubina’s Blog | Meat Costs to Rise in 2013

How Proposed Changes to CPP Could Affect You

Talks are underway regarding a proposed expansion to CPP. The outcome could affect your retirement reality, as the provinces push for an expansion of government-provided retirement coverage – but the feds have yet to be convinced.

Read Sean’s Blog | Proposed Changes to CPP

CREA Cuts Forecast Again Over November Numbers

CREA (Canadian Real Estate Association) has once again revised its forecast for Canadian housing market activity as November numbers show sales are down 11.8 per cent from 2011.

Read Penelope’s Blog | CREA Cuts Forecast Again

Don’t Let an Impulse Buy Blow Your Holiday Budget

One for you… one for me! A CIBC poll finds that half of Canadian shoppers can’t help but buy themselves a little something extra while holiday shopping – but those impulse buys are averaging to $130 a person!

Read Andrew’s Blog | Don’t Let an Impulse Buy Blow Your Holiday Budget

That’s it for this week. Have a very merry holiday and happy new year!

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