Subprime car loans can help consumers with bad credit buy a vehicle – but some lenders are under fire for misleading interest rates and terms. Here’s what you should be aware of before getting this type of financing.
When it comes to your credit, how do you rank? If you’re like the majority of Canadians, there’s a good chance you aren’t sure – our recent poll found 70% of respondents were in the dark about their credit score.
It may be tempting to put off a bill payment, but it comes at the cost of late payment fees and interest – and will stick around on your credit score.
Uprooting your entire life to settle in a new country is challenging enough – and for many immigrants to Canada, it means starting over with their credit history. Often, the quickest way to build that all-important rating is with responsible credit card use. We’ve outlined a few options here for new immigrants starting fresh with their finances.