Donald Trump is President, Now What?
Economic News / Lifestyle / Lifestyle News / RSM News

Donald Trump is President, Now What?

Regardless of which side of the political fence you sit on, Donald J. Trump will be sworn in tomorrow morning as the 45th President of the United States of America. And the fact of the matter is that his inauguration will be a historical moment for all – even us Canadians, as many worry that Trump’s attitude could hurt our economy. Continue reading »

12 Months to Being Debt Free – How to Prepare for Your Post-Debt Life
Buying A Home / Credit Card Debt / Credit Cards / Debt Repayment / First Time Home Buyers / Growing Your Money / Lifestyle / Lifestyle News / Personal Finance / RSM News / Saving For Retirement / Savings / Uncategorized / Using Your Credit Card / Your Budget / Your Credit Score

12 Months to Being Debt Free – How to Prepare for Your Post-Debt Life

If you’ve been following along with our debt-free journey since the beginning of the year, you can likely see the finish line from here. So what will your life be like after your final debt repayment? Here are some strategies to keep up the good habits in 2017. Continue reading »

Money Advice: How to Make it Apply to You
Banking 101 / Credit Card Debt / Growing Your Money / Lifestyle / Personal Finance / Saving For Retirement / Savings / Savings 101 / Your Budget

Money Advice: How to Make it Apply to You

You’ve likely heard the expressions “save for a rainy day”, “keeping up with the Joneses” and “spend less than you make”, but how do these really apply to your budget in 2016? We take a look at some of the most commonly-given money advice and what it means for you. Continue reading »

My Debt to Income Ratio is Higher than 153%: But That’s Okay!
Debt Repayment / Personal Finance

My Debt to Income Ratio is Higher than 153%: But That’s Okay!

Experts will tell you your debt-to-income ratio is one of the best ways to gauge your financial position. The media often quotes the Bank of Canada saying Canadians are at dangerously high levels of debt at 153 per cent. But what does that mean? I’ve spent dinner parties arguing how to properly calculate debt to income ratios and how much is too much. There are many schools of thought on how to asses your financial health. Here are a few. Continue reading »