Summer fun without the spending!
As a new parent, it’s very easy to go overboard on spending. After all, who wouldn’t want to shower their adorable new human with an influx of cute items? The truth is, you can spend as much or as little as you want and still have all the necessities for your little one.
Regardless of which side of the political fence you sit on, Donald J. Trump will be sworn in tomorrow morning as the 45th President of the United States of America. And the fact of the matter is that his inauguration will be a historical moment for all – even us Canadians, as many worry that Trump’s attitude could hurt our economy.
If you’ve been following along with our debt-free journey since the beginning of the year, you can likely see the finish line from here. So what will your life be like after your final debt repayment? Here are some strategies to keep up the good habits in 2017.
If you’ve been following along with our debt free journey, you’re now more than halfway through your plan to erase all your debt by 2017. Here are some ways to reward yourself to stay motivated right through to the end.
You’ve likely heard the expressions “save for a rainy day”, “keeping up with the Joneses” and “spend less than you make”, but how do these really apply to your budget in 2016? We take a look at some of the most commonly-given money advice and what it means for you.
We’ve all been there – cash flow is suddenly limited, and you need to change your spending strategy – fast. Cut some corners with money saving tips that take the pain out of penny pinching.
Experts will tell you your debt-to-income ratio is one of the best ways to gauge your financial position. The media often quotes the Bank of Canada saying Canadians are at dangerously high levels of debt at 153 per cent. But what does that mean? I’ve spent dinner parties arguing how to properly calculate debt to income ratios and how much is too much. There are many schools of thought on how to asses your financial health. Here are a few.