It’s almost time to head back to school! If you’re starting a student university or college, this may be an exciting time filled with a lot of firsts – including your first credit card. But what should you be looking for in that piece of plastic? Read on to find out!
If you have poor credit (or no credit history at all!), it can be challenging to be approved for a traditional credit card. Secured credit cards offer an opportunity to rebuild a good credit score through good payment performance.
When I’m at the checkout, I often open my wallet and pause for a moment, pondering how to pay. Cash? Nope, I’m saving it unless I’m buying a pack of gum. So it’s often the debate between debit and credit card. The final tally, in many ways, is the same. I buy something, I have to pay for it, either now (debit) or later (credit). But the decision is much more complex if you look at the bigger picture.
Here are a few of the best credit cards on offer for students:
Generally, one member of the couple is responsible for the household finances. If you are not this person, now is the time to familiarize yourself. Do a little research. Heck, do a lot.
If only I knew in my twenties, what I now know in my thirties…