With volatility and low interest rates a reality of the financial landscape, here are some tips on using fixed income to balance risk and return. Continue reading »
Tag Archives: registered retirement savings plan
Beyond RESPs: How to Save for Your Child’s Education
How RESPs work, and what other ways you can make sure your student doesn’t drown in debt after graduating. Continue reading »
Have a Company Pension Plan? Make Sure You Know Your Pension Adjustment
The pension adjustment (PA) number is key to your RRSP contribution. Here is how to calculate your PA. Continue reading »
The GIC Laddering Strategy: Reach for Returns with Safety
For the fixed-income portion of your portfolio, consider this investment approach. It won’t lock in all your money for the long term. Continue reading »
Majority of Canadians Say the Pandemic Has Hit Them in the Wallet
TransUnion survey suggests millennials and Gen Z hardest hit with job losses and reduced hours. Continue reading »
What You Need to Know About Your Credit Score and the COVID-19 Pandemic
Your financial decisions during the COVID-19 pandemic could directly impact your credit score. Fortunately, there are resources and strategies to help consumers during this difficult time. Continue reading »
COVID-19: Preparing for Financial Uncertainty
The impact of the COVID-19 pandemic could lead to a global recession. Here’s how you can build your savings and reduce monthly to prepare for a downturn. Continue reading »
Should You Borrow Money to Make a Down Payment on a New Home?
Borrowing money for a down payment can help get you into a house faster. Learn the pros, cons and alternatives. Continue reading »
Pay Attention to Your RRSP Fees, and How You Pay Them
Recently, the Federal government confirmed that investors could pay fees for registered accounts from outside the plan without incurring a penalty tax. So, should you pay your fees from outside or from within your RRSP account? Continue reading »
How to Make RRSP Withdrawals Before and After Retirement
Plan to make an RRSP withdrawal? Here’s what you need to know before and after retirement. Continue reading »