The Housing Market: Off-Season Secrets
Mortgage News / Mortgages / Personal Finance / Savings

The Housing Market: Off-Season Secrets

The holidays have come and gone, and now we face three long months of Great Canadian Winter. But that doesn’t mean our housing market has undergone a deep freeze; brokers and lenders continue to introduce rates so hot they rival peak-season summer pricing. Read on for the full story, along with the week’s top headlines. Continue reading »

The Daycare Dilemma for Immigrants
Lifestyle / Lifestyle News / Personal Finance / Personal Finance News / Your Budget

The Daycare Dilemma for Immigrants

Finding the right daycare is like solving the Rubik’s cube: it’s a challenge to find a combination of reliability, safety, convenience and affordability. It’s a struggle MoneyWise writer Pracheer understands all too well, as he and his wife search for a daycare for their three-month-old son. Read on for his tips on accessing government funding for daycare costs. Continue reading »

Why Banks Are Targeting New Canadians
Personal Finance / Personal Finance News / Your Credit Score

Why Banks Are Targeting New Canadians

Establishing a credit and banking history in Canada used to be very challenging for newcomers to the country. However, Canada’s big banks have recognized the opportunity presented by newcomers to create life-long customers – and a new slew of marketing campaigns now target immigrants looking to work, save and invest. Continue reading »

Get More Money From Your Main Bank
Mortgage News / Personal Finance / Personal Finance News

Get More Money From Your Main Bank

Did you know: Canadians identify their “main bank” as the one where they keep their chequing account. 91% of consumers have one at their primary lender, according to our recent study. But things get foggier when it comes to why they signed up with their bank in the first place – in a recent street poll, many stated they’d been with their banks since childhood. Seems like it’s high time we explored our options for greater value! Continue reading »

Pro Post: My Bank Was Great – But I Still Switched
Personal Finance / Personal Finance News / Your Credit Score

Pro Post: My Bank Was Great – But I Still Switched

When pro poster Pracheer arrived in Canada, he found his banking options to be limited due to his lack of Canadian credit history. However, BMO took a chance on him – and made a loyal customer for life. However, while BMO offered great service, Pracheer took notice of great rates from other lenders… and wasn’t afraid to make the switch. Continue reading »