Should you pay your RRSP or the mortgage? It’s a question facing all Canadian investors. We’ve crunched the numbers from the past 15 years to find the real payoff.
RRSP season is upon us – but are you making the best decisions for your retirement plan? Check out the top 9 RRSP mistakes made by investors, and how you can plan around them.
Talks are underway regarding a proposed expansion to CPP. The outcome could affect your retirement reality, as the provinces push for an expansion of government-provided retirement coverage – but the feds have yet to be convinced.
Should you take out a HELOC on your home to fund your retirement plan? For some, it’s a good option – but understand the interest and pay back realities.
It’s a stark reality: according to a CIBC poll, 59 per cent of Canadians will retire while holding debt. Adapting to a fixed income can make it challenging to manage day-to-day expenses and afford extra debt payments. Here are a few key numbers to consider when planning your retirement.