To approve you for a line of credit, loan or even a mortgage, lenders usually look at your debt-to-income ratio. This ratio is simply how much of your income is spent on debt. To calculate your own debt-to-income ratio, first tally up…
Feeling a bit blue? It might be due to chilly temps, lack of sunlight – and that January credit card bill. Check out our best tips for paying off that stubborn holiday debt – fast.
What are the best credit cards in Canada? RateSupermarket.ca’s 2013 Best of Finance Awards are here – check out the top earners in the country!
Is your credit card costing you more than it should? You could be paying thousands of dollars more in interest – simply because you’re using a card with the wrong features. Check out the best low interest cards on the market and see how they can help you pay down your debt.
With so many details to consider when launching a small business, it can be easy to neglect your financial plan. Keep an eye out for these money pitfalls.
You can’t put a price on healthy, active kids – but coping with the costs of competitive sports is a challenge for many Canadian families. Not only are parents shelling out thousands for gear, registration and travel, but those who take time off to support their kid’s sport may be missing out on income as well.
Carrying debt = bad, right? Seems like it, according to personal finance 101. But did you know that not all types of debt are created equal – and that certain types can actually increase your wealth? Understand the difference between constructive and deconstructive debt – and how to avoid the latter.